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10388 Flowes Store Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 10388 Flowes Store Rd, Midland, NC 28107 · Last verified April 2026

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 3,840 sqft · built 2019
Lot Size8.56 acres (372,874 sqft)
Owner2 Individual Names on File
Last Sale$94,500 (Feb 2015)
Tax Bill$8,008 (2025)
Deeds & MortgagesApr 2026 Line of Credit
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5525 98 2272

Property Details

APN / Parcel Number

Primary APN5525 98 2272
Alternative APNs
  • 01028 0001.000000
  • 99434

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,840 sqft Living Area
Gross Area5,604 sqft
1st Floor Area2,758 sqft
Upper Floors Area1,083 sqft
AtticAttic
Attic Area196 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area372,874 sqft (8.56 acres)
Lot Width169 ft Width
Garage TypeMixed
Garage Area943 sqft
PorchPatio
Porch Area1,401 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number99434
Street Address10388 FLOWES STORE RD
CityMIDLAND
StateNC
Zip28107-9413
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionWEST SIDE FLOWES STORE RD
Legal SubdivisionPINE GROVE CHURCH RD
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group2
Census Block2004
Census Tract41507

Owner

Source: Cabarrus County records · APN 5525 98 2272

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1383 BOTTLE BRUSH LN, HARRISBURG, NC 28075-6709
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
May 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
May 18, 2022Deed of Trust, Mortgage · Construction Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2015 · Amount on Record
Deed SaleFeb 19, 2015 · Amount on Record
Prior SaleMar 12, 2002 · Amount on Record
Deed Book / Page11292 / 290
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateApr 08, 2026
Property Address10388 FLOWES STORE RD, MIDLAND, NC 28107-9413
Document Number0017929226
Book / Page17929 / 226
Instrument DateApr 03, 2026
Instrument20267925
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyATLAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10388 FLOWES STORE RD, MIDLAND, NC 28107-9413

Mortgage

Document Number0000007925,
DateApr 08, 2026
Book Page17929/226
Instrument20267925
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate5.43%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10388 FLOWES STORE RD, MIDLAND, NC 28107-9413
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10388 FLOWES STORE RD, MIDLAND, NC 28107-9413

Mortgage

Document Number0001649270
DateMay 18, 2023
Book Page16492/70
Lender
NameCOGENT BANK
TypeBank
AddressPORTLAND, OR 97201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10388 FLOWES STORE RD, MIDLAND, NC 28107-9413
Transaction TypeMortgage
Record UpdatedJun 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016030361
DateMay 18, 2022
Book Page16030/361
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 18, 2023

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,008.00 (+47.4%)$1,184,760 (+57.82%) Land $212,610 Building $972,150
2024$1,184,760 (+57.82%) Land $212,610 Building $972,150
2023$5,433.00$750,710 Land $125,640 Building $625,070$750,710 Land $125,640 Building $625,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250415072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
4 of 5 on primary residences

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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