10388 Adler Cv, Saint John, IN 46373 Property Records

Lake County property record for 10388 Adler Cv, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 2006
Lot Size	0.235 acres (10,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2009)
Tax Bill	$5,355 (2024)
Deeds & Mortgages	May 2024 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0123-0061`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0123-0061`
Alternative APN	`45-15-03-178-011.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	4,586 sqft
1st Floor Area	2,400 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,220 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	3 Parking Spaces
Pool Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10388 ADLER CV
City	SAINT JOHN
State	IN
Zip	46373-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THE GATES OF ST. JOHN UNIT 5 TRACT 360 NELY 80.0FT OF LOT S
Legal Subdivision	THE GATES OF ST. JOHN UNIT 5
Legal Tract	360
Legal Lot Number	S
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1014
Census Tract	42904

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10388 ADLER CV, SAINT JOHN, IN 46373-8785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2009 · Amount on Record
Deed Sale	Jun 11, 2009 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	200938606
Last Transfer Date	Aug 12, 2014
Transfer Doc	2014048806
Record Updated	Jun 8, 2026

May 2024: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 8, 2024
Property Address	10388 ADLER CV, SAINT JOHN, IN 46373-8785
Document Number	0000014677
Map Reference	DOC 2020-001900
Instrument Date	May 7, 2024
Instrument	2024-514677
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2024
Title Company	PROPER TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10729A P TREE LANE, SAINT JOHN, IN 46373

Mortgage

Document Number	0000014678
Date	May 8, 2024
Instrument	2024-514678

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10388 ADLER CV, SAINT JOHN, IN 46373-8785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073774
Date	Oct 15, 2020
Instrument	2020-073774

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,400 (+6.72%) Land $71,700 Building $399,700	$471,400 (+6.72%) Land $71,700 Building $399,700
2024	$5,355.00 (+12.97%)
2023		$441,700 (+19.02%) Land $70,100 Building $371,600	$441,700 (+19.02%) Land $70,100 Building $371,600
2022	$4,740.00	$371,100 Land $63,700 Building $307,400	$371,100 Land $63,700 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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