10385 Wilbert Dr, Willoughby, OH 44094 Property Records

Lake County property record for 10385 Wilbert Dr, Willoughby, OH 44094 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,928 sqft · built 1994
Lot Size	0.948 acres (41,299 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Nov 2025)
Tax Bill	$7,214 (2024)
Deeds & Mortgages	Jun 2024 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-A-020-A-00-014-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-020-A-00-014-0`
Alternative APN	`A 73`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,928 sqft Living Area
1st Floor Area	786 sqft
Attic Area	632 sqft
Basement Area	1,292 sqft
Finished Basement	824 sqft
Unfinished Basement	468 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	41,299 sqft (0.948 acres)
Lot Dimensions	350 ft deep x 118 ft wide
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Patio Area	158 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	A 73
Street Address	10385 WILBERT DR
City	WILLOUGHBY
State	OH
Zip	44094-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27
Legal Subdivision	KROWARZ KIRTLAND HEIGHTS 02
Legal Lot Number	27
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1015
Census Tract	206400

Owner

Source: Lake County records · APN 20-A-020-A-00-014-0

Assessment roll updated August 1, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10385 WILBERT DR, WILLOUGHBY, OH 44094-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	2025R026244
Record Updated	Jun 08, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10385 WILBERT DR, WILLOUGHBY, OH 44094-9511
Transaction Type	Mortgage
Record Updated	Dec 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10385 WILBERT DR, WILLOUGHBY, OH 44094-9511

Mortgage

Document Number	0000010759
Date	Jun 06, 2024
Instrument	2024R010759

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 20, 2025
Property Address	10385 WILBERT DR, WILLOUGHBY, OH 44094-9511
Document Number	0000026244
Map Reference	VOL PG 83
Instrument Date	Nov 20, 2025
Instrument	2025R026244
Transaction Type	Transfer
Record Updated	Dec 03, 2025
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10385 WILBERT DR, WILLOUGHBY, OH 44094-9511

Mortgage

Document Number	0000026245
Date	Nov 20, 2025
Instrument	2025R026245

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2024 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,214.00 (-41.29%) Homeowner's exemption	$158,200 (+34.81%) Land $42,490 Building $115,710	$452,000 (+34.82%) Land $121,390 Building $330,610
2023	$12,288.00 (+102.14%) Homeowner's exemption	$117,350 (-) Land $33,780 Building $83,570
2022	$6,079.00 Homeowner's exemption	$117,350 Land $33,780 Building $83,570
2021			$335,270 Land $96,510 Building $238,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852064001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006, river or lake flooding, Severe Storms, Straight Line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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