Hamilton County property record for 10385 Howard Rd, Harrison, OH 45030
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 2,700 sqft · built 1978 |
| Lot Size | 0.769 acres (33,498 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,665 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 560-0120-0042-00 |
| Primary APN | 560-0120-0042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 1,350 sqft |
| 2nd Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 33,498 sqft (0.769 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 10385 HOWARD RD |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-9511 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | A |
| Legal Description | SS HOWARD RD 0.769 AC R1E-T2-PTS5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 26001 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10385 HOWARD RD, HARRISON, OH 45030-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2016 |
| Deed Sale | Aug 8, 2016 |
| Prior Sale | Nov 23, 2010 · Amount on Record |
| Deed Document Number | 201672136 |
| Prior Transfer Date | Aug 15, 2011 |
| Prior Transfer Doc | 0000000376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10385 HOWARD RD, HARRISON, OH 45030-9511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000065829 |
|---|---|
| Date | Sep 18, 2024 |
| Book Page | 15253/545 |
| Instrument | 2024-0065829 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Harrison Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,665.00 (+5.44%) | $87,882 (-) Land $14,599 Building $73,283 | $251,090 (-) Land $41,710 Building $209,380 |
| 2024 | $3,476.00 (+0.14%) | $87,882 (-) Land $14,599 Building $73,283 | |
| 2023 | $3,471.00 (+18.22%) | $87,882 (+34.75%) Land $14,599 Building $73,283 | $251,090 (+34.75%) Land $41,710 Building $209,380 |
| 2022 | $2,936.00 Homeowner's exemption | $65,220 Land $15,712 Building $49,508 | |
| 2020 | $186,340 Land $44,890 Building $141,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | SOUTHWEST REGIONAL WATER DISTRICT |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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