10383 Walnut Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10383 Walnut Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 1956
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Oct 2023)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-530-063-00`

Property Details

APN / Parcel Number

Primary APN	`004-530-063-00`

Interior

Full Baths	1 Bath
Building Area	856 sqft Living Area
1st Floor Area	856 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	235 ft deep x 51 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10383 WALNUT DR
City	THREE RIVERS
State	MI
Zip	49093-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 63. WALNUT RIDGE BEACH. SEC 18 T6S R12W ALSO PCL BNDED N & S BY NLY & SLY LNS OF LOT 63 EXT & W BY LAKE & E BY W LN OF WA
Legal Range	12W
Legal Township	06S
Legal Section	18
Legal Subdivision	WALNUT RIDGE BEACH
Legal Lot Number	63
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2014
Census Tract	41102

Owner

10383 Walnut Dr is owned by two individuals who bought it in October 2023.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2120 PARNELL AVE SE, ADA, MI 49301-8923
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2023 · Amount on File
Deed Sale	Oct 9, 2023 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	20237209
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 9, 2023
Property Address	10383 WALNUT DR, THREE RIVERS, MI 49093-8555
Document Number	2023007209
Map Reference	LB 2 PG 97
Instrument Date	Oct 4, 2023
Instrument	2023007209
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10383 WALNUT DR, THREE RIVERS, MI 49093-8555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 PARNELL AVE SE, ADA, MI 49301-8923

Mortgage

Document Number	2023007210
Date	Oct 9, 2023
Instrument	2023007210

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	13%
Index	1-Year T-Bill
Max Rate	13%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 22, 2020
Property Address	10383 WALNUT DR, THREE RIVERS, MI 49093-8555
Document Number	2020002545
Map Reference	LB 2 PG 97
Instrument Date	Jun 18, 2020
Instrument	2020002545
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2425 PROSPECT AVE, EVANSTON, IL 60201-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 W MAPLE ST, EVERGREEN PARK, IL 60805-3045

Mortgage

Document Number	2020002546
Date	Jun 22, 2020
Instrument	2020002546

Lender

Name	COMPASS MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10383 Walnut Dr was $1,285.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,600	$251,200
2025	$1,285.00
2023		$114,100 Land $50,400 Building $63,700	$228,200 Land $100,800 Building $127,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10383 Walnut Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10383 Walnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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