10382 Lantern Ln, Hagerstown, MD 21740 Property Records

Washington County property record for 10382 Lantern Ln, Hagerstown, MD 21740

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,712 sqft · built 2013
Lot Size0.051 acres (2,200 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Oct 2021)
Tax Bill$2,872 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-054117

Property Details

APN / Parcel Number

Primary APN10-054117
Alternative APN
  • 054117

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,712 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,200 sqft (0.051 acres)
Garage TypeBasement
Garage Area198 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number054117
Street Address10382 LANTERN LN
CityHAGERSTOWN
StateMD
Zip21740-1580
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRM
Legal Description10382 LANTERN LANE CARRIAGE HILL
Legal SubdivisionCARRIAGE HILL SEC 02
Legal Lot NumberTH116
JurisdictionWASHINGTON MD
Township / Civil Division10, FUNKSTOWN
Census Block Group4
Census Block4003
Census Tract11100

Owner

10382 Lantern Ln, a townhouse, is owned and occupied by two individuals who bought it in October 2021.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10382 LANTERN LN, HAGERSTOWN, MD 21740-1580
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Oct 5, 2021Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Nov 5, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2021 · Amount on File
Deed SaleOct 5, 2021 · Amount on File
Prior SaleJul 22, 2014 · Amount on File
Deed Book / Page6783 / 274
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Recording DateJul 15, 2026
Property Address10382 LANTERN LN, HAGERSTOWN, MD 21740-1580
Document Number7969000497
Book / Page7969 / 497
Instrument DateJul 9, 2026
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10382 LANTERN LN, HAGERSTOWN, MD 21740-1580

Mortgage

Document Number7969000497,
DateJul 15, 2026
Book Page7969/497
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateOct 5, 2021
Property Address10382 LANTERN LN, HAGERSTOWN, MD 21740-1580
Document Number0067830274
Book / Page6783 / 274
Map ReferenceFO 7068-7073
Instrument DateSep 29, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10382 LANTERN LN, HAGERSTOWN, MD 21740-1580

Mortgage

Document Number0006783281
DateOct 5, 2021
Instrument6783/281
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWASHINGTON MD
Property Address10382 LANTERN LN, HAGERSTOWN, MD 21740-1580
Document Number0064820001
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10382 LANTERN LN HAGERSTOWN MD 217401580, HAGERSTOWN, MD 21740-1580

Mortgage

Document Number0064820001
DateJan 13, 2021
Book Page006482/000001
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 12, 2046
Interest
Rate3%

Tax Assessment & Valuation

The 2026 property tax bill for 10382 Lantern Ln was $2,872 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,872.00 (+5.59%) Homeowner's exemption$315,567 (+11.18%)$347,300 (-) Land $35,000 Building $312,300
2025$2,720.00 Homeowner's exemption$283,833$347,300 Land $35,000 Building $312,300
2023$2,464.00$238,767$252,100 Land $35,000 Building $217,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10382 Lantern Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10382 Lantern Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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