Washington County property record for 10382 Lantern Ln, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,712 sqft · built 2013 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Oct 2021) |
| Tax Bill | $2,872 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-054117 |
| Primary APN | 10-054117 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,200 sqft (0.051 acres) |
| Garage Type | Basement |
| Garage Area | 198 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 054117 |
|---|---|
| Street Address | 10382 LANTERN LN |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-1580 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM |
| Legal Description | 10382 LANTERN LANE CARRIAGE HILL |
| Legal Subdivision | CARRIAGE HILL SEC 02 |
| Legal Lot Number | TH116 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 10, FUNKSTOWN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 11100 |
10382 Lantern Ln, a townhouse, is owned and occupied by two individuals who bought it in October 2021.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10382 LANTERN LN, HAGERSTOWN, MD 21740-1580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 5, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Nov 5, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Jul 22, 2014 · Amount on File |
| Deed Book / Page | 6783 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 10382 LANTERN LN, HAGERSTOWN, MD 21740-1580 |
| Document Number | 7969000497 |
| Book / Page | 7969 / 497 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 10382 LANTERN LN, HAGERSTOWN, MD 21740-1580 |
| Document Number | 7969000497, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 7969/497 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 5, 2021 |
| Property Address | 10382 LANTERN LN, HAGERSTOWN, MD 21740-1580 |
| Document Number | 0067830274 |
| Book / Page | 6783 / 274 |
| Map Reference | FO 7068-7073 |
| Instrument Date | Sep 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10382 LANTERN LN, HAGERSTOWN, MD 21740-1580 |
| Document Number | 0006783281 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 6783/281 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 10382 LANTERN LN, HAGERSTOWN, MD 21740-1580 |
| Document Number | 0064820001 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10382 LANTERN LN HAGERSTOWN MD 217401580, HAGERSTOWN, MD 21740-1580 |
| Document Number | 0064820001 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 006482/000001 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 12, 2046 |
| Rate | 3% |
|---|
The 2026 property tax bill for 10382 Lantern Ln was $2,872 with a homeowner's exemption, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,872.00 (+5.59%) Homeowner's exemption | $315,567 (+11.18%) | $347,300 (-) Land $35,000 Building $312,300 |
| 2025 | $2,720.00 Homeowner's exemption | $283,833 | $347,300 Land $35,000 Building $312,300 |
| 2023 | $2,464.00 | $238,767 | $252,100 Land $35,000 Building $217,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10382 Lantern Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10382 Lantern Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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