10381 Flag Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10381 Flag Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,612 sqft · built 1995
Lot Size	0.215 acres (9,363 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Apr 2020)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3518-0000-5910`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3518-0000-5910`
Alternative APNs	`01211487` `1211487`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,612 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,363 sqft (0.215 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	904 sqft
Deck Area	120 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01211487
Street Address	10381 FLAG RD
City	SPRING HILL
State	FL
Zip	34608-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINKS AT SEVEN HILLS UNIT 9 LOT 591
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	LINKS AT SEVEN HILLS UNIT 9
Legal Lot Number	591
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2001
Census Tract	40901

Owner

Source: Hernando County records · APN R30-223-18-3518-0000-5910

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10381 FLAG RD, SPRING HILL, FL 34608-8476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	202023303
Deed Book / Page	3829 / 406
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 13, 2020
Property Address	10381 FLAG RD, SPRING HILL, FL 34608-8476
Document Number	0038290406
Book / Page	3829 / 406
Map Reference	MB 25 PG 28&29
Instrument Date	Mar 27, 2020
Instrument	2020023303
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10381 FLAG RD, 10381, SPRING HILL, FL 34608-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10381 FLAG RD, SPRING HILL, FL 34608-8476

Mortgage

Document Number	38290408
Date	Apr 13, 2020
Instrument	3829/0408

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (+22.01%)	$284,313 (+21%)	$285,474 (-2.25%) Land $21,067 Building $264,407
2023		$234,969 Land $234,969
2022	$3,930.00		$292,049 Land $21,067 Building $270,982

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 359 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.