Hamilton County property record for 10381 Deerfield Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,182 sqft · built 2022 |
| Lot Size | 0.46 acres (20,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $905,000 (Jun 2023) |
| Tax Bill | $16,598 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0010-0040-00 |
| Primary APN | 603-0010-0040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,182 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| 2nd Floor Area | 1,664 sqft |
| Basement Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,081 sqft (0.46 acres) |
| Lot Dimensions | 220 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10381 DEERFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD RD 91 X 220 LOT 20 FAIR WIND ACRES BLK A |
| Legal Subdivision | ACRES FAIRWIND |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23902 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10381 DEERFIELD RD, CINCINNATI, OH 45242-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCE BANK |
| Nov 24, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 0000040561 |
| Deed Book / Page | 14937 / 1038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 14, 2023 |
| Property Address | 10381 DEERFIELD RD, CINCINNATI, OH 45242-5104 |
| Document Number | 0000040561 |
| Book / Page | 14937 / 1038 |
| Map Reference | MB 85 PG 74 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-0040561 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10381 DEERFIELD RD, CINCINNATI, OH 45242-5104 |
| Document Number | 0000040562 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023-0040562 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 24, 2021 |
| Property Address | 10381 DEERFIELD RD, CINCINNATI, OH 45242-5104 |
| Document Number | 0000141985 |
| Book / Page | 14551 / 1528 |
| Map Reference | MB 85 PG 74 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-0141985 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11025 REED HARTMAN HWY, BLUE ASH, OH 45242-1846 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,598.00 (-0.05%) | $316,750 (-) Land $78,750 Building $238,000 | |
| 2024 | $16,607.00 (+61.92%) | $316,750 (+60.18%) Land $78,750 Building $238,000 | |
| 2023 | $10,256.00 (+162.91%) | $197,750 (+214.69%) Land $78,750 Building $119,000 | $905,000 (+404.07%) Land $225,000 Building $680,000 |
| 2022 | $3,901.00 | $62,840 Land $37,685 Building $25,155 | |
| 2020 | $179,540 Land $107,670 Building $71,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jul 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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