10380 S Spruce St, Middlesex, NC 27557 Property Records

Nash County property record for 10380 S Spruce St, Middlesex, NC 27557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,402 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (May 2022)
Tax Bill	$3,118 (2026)
Deeds & Mortgages	Dec 2021 Construction Loan May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`273419-61-6715`

Property Details

APN / Parcel Number

Primary APN	`273419-61-6715`
Alternative APNs	`005178` `69243` `26362`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,402 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	26362
Street Address	10380 S SPRUCE ST
City	MIDDLESEX
State	NC
Zip	27557-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	6 4 8, 1 LT, 8 BLK 4 SPRUCE
Legal Subdivision	PLA
Legal Block	4
Legal Lot Number	8
Jurisdiction	NASH NC
Township / Civil Division	DRY WELLS
Census Block Group	2
Census Block	2031
Census Tract	11501

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10380 S SPRUCE ST, MIDDLESEX, NC 27557-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
May 20, 2022	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Mar 19, 2009 · Amount on Record
Deed Book / Page	3220 / 503
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	10380 S SPRUCE ST, MIDDLESEX, NC 27557-9728
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003180/347
Date	Dec 2, 2021
Book Page	3180/347

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	RALEIGH, NC 27616

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2024

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	May 20, 2022
Property Address	10380 S SPRUCE ST, MIDDLESEX, NC 27557-9728
Document Number	003220/503
Book / Page	3220 / 503
Map Reference	MB 4 PG 101
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7320 BASSETT HALL CT, 7320, MIDDLESEX, NC 27557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10380 S SPRUCE ST, MIDDLESEX, NC 27557-9728

Mortgage

Document Number	0032200505
Date	May 20, 2022
Instrument	3220-0505

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Middlesex Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,118.00 (+4%)	$239,890 (-) Land $10,500 Building $229,390	$239,890 (-) Land $10,500 Building $229,390
2025	$2,998.00 (+40.75%)	$239,890 (+50.86%) Land $10,500 Building $229,390	$239,890 (+50.86%) Land $10,500 Building $229,390
2023	$2,130.00	$159,020	$159,020 Land $10,500 Building $148,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER SYSTEM serves 1,389 people · EPA ID NC0464050
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Ethylene dibromide not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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