Utah County property record for 1038 W 720 N, Orem, UT 84057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,148 sqft Living Area |
| Lot Size | 5,576 sqft (0.128 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $294,800 (2017) |
| Tax Bill | $2,092.00 (2025) |
Source: Utah County records · APN 45-323-0002
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 27, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MERIDIAN HM MTG |
| May 31, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage VERITAS FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | Jul 30, 2001 · Amount on Record |
| Deed Doc Number | 201752704 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | May 20, 2026 |
| Property Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Document Number | 0000042314 |
| Instrument Date | May 11, 2026 |
| Instrument | 202642314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Document Number | 0000042314, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202642314 |
| Name | MOUNTAIN AMERICA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000140158 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 140158:2021 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Document Number | 0000099991 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | PLACER TITLE INSURANCE AGENCY/UT, PLACER TITLE INS AGCY/UT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1038 W 720 N OREM UT 840573507, OREM, UT 84057-3507 |
| Document Number | 0000099991 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 99991 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | May 31, 2017 |
| Property Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Document Number | 0000052704 |
| Instrument Date | May 31, 2017 |
| Instrument | 052704:2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | US TITLE INSURANCE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1038 W 720 N, OREM, UT 84057-3507 |
| Document Number | 0000052759 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 052759:2017 |
| Name | VERITAS FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Orem City |
| Unified School District | Alpine School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,215 (-1.3%) | $471,300 (-1.3%) Land $173,100 Building $298,200 | |
| 2025 | $2,092.00 (+0.05%) | $262,625 (+8.75%) | $477,500 (+8.75%) Land $173,100 Building $304,400 |
| 2024 | $2,091.00 (+13.83%) | ||
| 2023 | $1,837.00 (+3.9%) | $241,505 | $439,100 Land $164,900 Building $274,200 |
| 2022 | $1,768.00 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 45-323-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 2,676 sqft Gross Area |
| 1st Floor | 1,148 sqft 1st Floor |
| Basement Area | 1,128 sqft Basement |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | A-Frame Style |
| Exterior Material | Metal Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 5,576 sqft (0.128 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 63 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 161342 |
|---|---|
| Street Address | 1038 W 720 N |
| City | OREM |
| State | UT |
| Zip | 84057-3507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2, PLAT C, LAKE POINTE SUBDV. AREA 0.128 AC. |
| Legal Subdivision | LAKE POINTE SUB |
| Legal Lot Number | 2 |
| Jurisdiction | UTAH UT |
| Minor Civil Division | PROVO-OREM |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 801 |
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