1038 Vardon Meadows Dr, Union, MO 63084 Property Records

Franklin County property record for 1038 Vardon Meadows Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,307 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-9-31.2-0-017-012.590`

Property Details

APN / Parcel Number

Primary APN	`18-9-31.2-0-017-012.590`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 2024
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1038 VARDON MEADOWS DR
City	UNION
State	MO
Zip	63084-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 45A ST ANDREWS MEADOWS PLAT 1
Legal Subdivision	ST ANDREWS MEADOWS
Legal Lot Number	45
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1060
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 VARDON MEADOWS DR, UNION, MO 63084-4622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Special Warranty Deed, Transfer · FHA Mortgage HOMEKEY MORTGAGE LLC
Sep 15, 2023	Special Warranty Deed, Transfer · Commercial Mortgage MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024
Deed Sale	Sep 30, 2024
Prior Sale	Sep 15, 2023
Deed Document Number	2411377
Record Updated	Jun 8, 2026

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 30, 2024
Property Address	1038 VARDON MEADOWS DR, UNION, MO 63084-4622
Document Number	0002411377
Map Reference	DOC 2305883
Instrument Date	Sep 26, 2024
Instrument	2411377
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HOME TITLE/VA LLC, HOME TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 VARDON MEADOWS DR, UNION, MO 63084-4622

Mortgage

Document Number	0002411378
Date	Sep 30, 2024
Instrument	2411378

Lender

Name	HOMEKEY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 15, 2023
Property Address	1038 VARDON MEADOWS DR, UNION, MO 63084-4622
Document Number	0002310984
Map Reference	DOC 2305883
Instrument Date	Sep 15, 2023
Instrument	2310984
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5091 BAUMGARTNER RD, SAINT LOUIS, MO 63129-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Mortgage

Document Number	0002310985
Date	Sep 15, 2023
Instrument	2310985

Lender

Name	MIDWEST BANKCENTRE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,887.00 (+953.65%)	$43,406 (+851.89%)	$228,450 (+851.88%) Land $50,000 Building $178,450
2023	$274.00	$4,560	$24,000 Land $24,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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