Cabarrus County property record for 1038 Templeton Ave, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2003 |
| Lot Size | 0.701 acres (30,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (May 2019) |
| Tax Bill | $1,956 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05030A0026.000000 |
| Primary APN | 05030A0026.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 3,187 sqft |
| 1st Floor Area | 1,758 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,535 sqft (0.701 acres) |
| Lot Dimensions | 197 ft deep x 155 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,045 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 416 sqft |
| Patio Area | 192 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 130273 |
|---|---|
| Street Address | 1038 TEMPLETON AVE |
| City | CONCORD |
| State | NC |
| Zip | 28025-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | SOUTH SIDE TEMPLETON AVE |
| Legal Subdivision | WIL-LOTTA ACRES |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 40600 |
1038 Templeton Ave is owned by two individuals who bought it in May 2019.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 SALEM RD, OXFORD, NC 27565-6454 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Unknown STATE EMPLOYEES CU |
| May 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK |
| Sep 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Prior Sale | Sep 27, 2018 · Amount on File |
| Deed Book / Page | 13496 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1038 TEMPLETON AVE, CONCORD, NC 28025-9559 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015254238 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 15254/238 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.95% |
| Max Rate | 8.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 8, 2019 |
| Property Address | 1038 TEMPLETON AVE, CONCORD, NC 28025-9559 |
| Document Number | 0013496188 |
| Book / Page | 13496 / 0188 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9840 WESTMORELAND RD, 9840, CORNELIUS, NC 28031-9376 |
| Name | Verified Name |
|---|---|
| Address | 509 SALEM RD, OXFORD, NC 27565-6454 |
| Document Number | 0013496213 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 13496/213 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 1038 TEMPLETON AVE, CONCORD, NC 28025-9559 |
| Document Number | 13202135 |
| Book / Page | 013202 / 000135 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 24329 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1038 TEMPLETON AVE CONCORD NC 280259559, CONCORD, NC 28025-9559 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,530 Land $68,000 Building $311,530 | ||
| 2024 | $379,530 (+59.14%) Land $68,000 Building $311,530 | ||
| 2023 | $1,956.00 | $238,490 Land $50,000 Building $188,490 | $238,490 Land $50,000 Building $188,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1038 Templeton Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1038 Templeton Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRAFFORD FARMS WATER SYSTEM private · serves 152 people · EPA ID NC0113148 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.5 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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