1038 Summerfield Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1038 Summerfield Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,008 sqft · built 1998
Lot Size	0.093 acres (4,050 sqft)
Owner	Trust Name on File
Last Sale	$595,000 (Feb 2002)
Tax Bill	$10,403 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`083-24-025`

Property Details

APN / Parcel Number

Primary APN	`083-24-025`
Alternative APN	`08646019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	994 sqft
2nd Floor Area	1,014 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,050 sqft (0.093 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	08324025
Street Address	1038 SUMMERFIELD DR
City	MILPITAS
State	CA
Zip	95035-6285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8914 BOOK 702 PAGE 43 PAGE 47 LOT 25
Legal Subdivision	8914 SUMMERFIELD
Legal Tract	8914
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	504505

Owner

1038 Summerfield Dr is owner-occupied and held in a trust since June 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jun 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
May 11, 2022	Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2002 · Amount on File
Deed Sale	Feb 7, 2002 · Amount on File
Prior Sale	May 28, 1999 · Amount on File
Deed Document Number	200216097192
Last Transfer Date	Jun 24, 2020
Transfer Doc	0025300146
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285

Mortgage

Document Number	0025249655
Date	Feb 28, 2022
Instrument	25249655

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	235 Months
Due	Sep 1, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 SUMMERFIELD DR, MILPITAS, CA 95035

Mortgage

Document Number	0025082954
Date	Aug 30, 2021
Instrument	25082954

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 29, 2020
Property Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285
Document Number	0024520912
Map Reference	MB 702 PG 43-47
Instrument Date	Jun 24, 2020
Instrument	24520912
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285

Mortgage

Document Number	0024520913
Date	Jun 29, 2020
Instrument	24520913

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 11, 2022
Property Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285
Document Number	0025300146
Map Reference	MB 702 PG 43-47
Instrument Date	Jun 24, 2020
Instrument	25300146
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1038 SUMMERFIELD DR, MILPITAS, CA 95035-6285

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Summerfield Dr was $10,403.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$896,552 (+2%) Land $346,564 Building $549,988
2025	$10,403.00	$878,973 Land $339,769 Building $539,204
2023	$10,086.00 (+0.41%)	$844,843 Land $326,576 Building $518,267
2022	$10,045.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1038 Summerfield Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1980–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1038 Summerfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	144 / 32
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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