Harrisonburg City property record for 1038 Stuart St, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,323 sqft · built 1976 |
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,206 (2024) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 047 F 150 |
| Primary APN | 047 F 150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| Basement Area | 1,323 sqft |
| Finished Basement | 662 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.401 acres) |
| Garage Type | Basement |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 144 sqft |
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1038 STUART ST |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAMILY RES |
| Legal Description | QUADRANT 2 ES STUART ST |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 402 |
Source: Harrisonburg City records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1038 STUART ST, HARRISONBURG, VA 22802-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 1038 STUART ST, HARRISONBURG, VA 22802-2436 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00011459 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 4869/595 |
| Instrument | 2017-00011459 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harrisonburg City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,100 (+8.13%) Land $77,000 Building $246,100 | $323,100 (+8.13%) Land $77,000 Building $246,100 | |
| 2024 | $3,206.00 (+11.79%) | ||
| 2023 | $2,868.00 | $298,800 Land $77,000 Building $221,800 | $298,800 Land $77,000 Building $221,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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