1038 Stephens Rd, Ramer, AL 36069 Property Records

Montgomery County property record for 1038 Stephens Rd, Ramer, AL 36069 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1972
Square Footage1,025 sqft Living Area
Lot Size1,702,325 sqft (39 acres)
Tax Bill$543.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-06-23-0-000-004.000
Alternative APNs
  • 0325062300000004000
  • 290871

Interior

Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,025 sqft Living Area
1st Floor1,025 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area1,702,325 sqft (39 acres)
PorchOpen Porch
Porch Area72 sqft Porch

Location & Zoning

Account Number290871
Old Parcel Number0325062300000004000
Street Address1038 STEPHENS RD
CityRAMER
StateAL
Zip36069-6401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS3/4 OF NW1/4 OF SW1/4 & N1/2 OF N1/2 OF SW1/OF SW1/4 ALL IN 23 13 19 2506230000004000
JurisdictionMONTGOMERY AL
Minor Civil DivisionPINE LEVEL
Census Blockgroup1
Census Block1046
Census Tract5700

Owner

Source: Montgomery County records · APN 25-06-23-0-000-004.000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1513 RIDGEMONT PL, FAYETTEVILLE, NC 28314-1831
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$543.00 (+19.6%)$29,400 (+34.12%) Land $20,540 Building $8,860$147,000 (+34.12%) Land $102,700 Building $44,300
2023$454.00$21,920 Land $14,260 Building $7,660$109,600 Land $71,300 Building $38,300

Flood & Wildfire

1038 Stephens Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Montgomery County (01101C), updated February 20, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 34th in Alabama
Wildfire LikelihoodModerate — about 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stephens Rd

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