1038 Stephen St, Allen, TX 75013 Property Records

Collin County property record for 1038 Stephen St, Allen, TX 75013

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,441 sqft · built 2017
Owner	2 Individual Names on Record
Tax Bill	$9,759 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-10639-00E-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-10639-00E-0060-1`
Alternative APN	`2708745`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,441 sqft Living Area
Gross Area	3,861 sqft
1st Floor Area	2,056 sqft
2nd Floor Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2708745
Street Address	1038 STEPHEN ST
City	ALLEN
State	TX
Zip	75013-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	VILLAGE AT TWIN CREEKS PHASE ONE (CAL), BLK E, LOT 6
Legal Subdivision	VILLAGE AT TWIN CREEKS PHASE ONE (CAL)
Legal Phase	1
Legal Block	E
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2007
Census Tract	31507

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 STEPHEN ST, ALLEN, TX 75013-6464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC
Jul 24, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 28, 2019	Deed of Trust, Mortgage PROVIDENT FNDG
May 31, 2018	Grant Deed, Subdivision Related Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018
Deed Sale	May 31, 2018
Deed Document Number	20180531000666870
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1038 STEPHEN ST, ALLEN, TX 75013-6464
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000709120
Date	Apr 8, 2021
Instrument	20210408000709120

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 23, 2021
Property Address	1038 STEPHEN ST, ALLEN, TX 75013-6464
Document Number	0000568860
Map Reference	VOL 2018 PG 489
Instrument Date	Mar 22, 2021
Instrument	20210323000568860
Transaction Type	Transfer
Record Updated	Apr 13, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 DALLAS PKWY STE 460, 2400, PLANO, TX 75093-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 KENNEDY DR, ALLEN, TX 75013-6537

Mortgage

Document Number	0000568870
Date	Mar 23, 2021
Instrument	20210323000568870

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1038 STEPHEN ST, ALLEN, TX 75013-6464
Document Number	0001225160
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1038 STEPHEN ST ALLEN TX 750136464, ALLEN, TX 75013-6464

Mortgage

Document Number	0001225160
Date	Jul 31, 2020
Instrument	1225160

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1038 STEPHEN ST, ALLEN, TX 75013-6464
Document Number	0001386680
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1038 STEPHEN ST ALLEN TX 750136464, ALLEN, TX 75013-6464

Mortgage

Document Number	0001386680
Date	Nov 1, 2019
Instrument	1386680

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	May 31, 2018
Property Address	1038 STEPHEN ST, ALLEN, TX 75013-6464
Document Number	0000666870
Instrument Date	May 31, 2018
Instrument	666870
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2019
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1038 STEPHEN ST ALLEN TX 750136464, ALLEN, TX 75013-6464

Mortgage

Document Number	666880
Date	May 31, 2018
Instrument	666880

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$745,093 (+3.47%) Land $168,000 Building $577,093	$745,093 (+3.47%) Land $168,000 Building $577,093
2024	$9,759.00 (-0.34%)
2023		$720,095 Land $136,500 Building $583,595	$720,095 Land $136,500 Building $583,595
2022	$9,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Hotwire Communications.

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