1038 Stags Leap Rd, Normal, IL 61761 Property Records

McLean County property record for 1038 Stags Leap Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Dec 2021)
Tax Bill	$8,012 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-159-003`

Property Details

APN / Parcel Number

Primary APN	`15-19-159-003`

Interior

Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1038 STAGS LEAP RD
City	NORMAL
State	IL
Zip	61761-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 9TH ADD LOT 302
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	302
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

1038 Stags Leap Rd is owned and occupied by two individuals who bought it in December 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1038 STAGS LEAP RD, NORMAL, IL 61761-9217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK AND TRUST COMPANY
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Oct 14, 2019	Quit Claim Deed, Transfer · Commercial Mortgage CITIZENS EQUITY FCU
Feb 28, 2017	Corporation Deed, Transfer · Commercial Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	202129643
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1038 STAGS LEAP RD, NORMAL, IL 61761-9217
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700013647
Date	Jul 29, 2017
Instrument	2017-00013647

Lender

Name	HEARTLAND BANK AND TRUST COMPANY
Type	Non-Lending Institution
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Apr 20, 2018

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 17, 2021
Property Address	1038 STAGS LEAP RD, NORMAL, IL 61761-9217
Document Number	202100029643
Map Reference	DOC 2016-00006993
Instrument Date	Dec 13, 2021
Instrument	2021-00029643
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1038 STAGS LEAP RD, NORMAL, IL 61761-9217

Mortgage

Document Number	202100029644
Date	Dec 17, 2021
Instrument	2021-00029644

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 14, 2019
Property Address	1038 STAGS LEAP RD, NORMAL, IL 61761-9217
Document Number	201900016566
Map Reference	DOC 2016-00006993
Instrument Date	Oct 3, 2019
Instrument	2019-00016566
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DERBY WAY, BLOOMINGTON, IL 61704-2820

Mortgage

Document Number	201900016567
Date	Oct 14, 2019
Instrument	2019-00016567

Lender

Name	CITIZENS EQUITY FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2029

Interest

Rate Type	Adjustable Rate
Rate	4%
Min Rate At Change	4%
Max Rate	7%

February 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 28, 2017
Property Address	1038 STAGS LEAP RD, NORMAL, IL 61761-9217
Document Number	201700003547
Map Reference	DOC201600006993
Instrument Date	Feb 17, 2017
Instrument	2017-00003547
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 LANDMARK DR, NORMAL, IL 61761-2376

Mortgage

Document Number	201700003548
Date	Feb 28, 2017
Instrument	2017-00003548

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 17, 2017

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,379 Land $24,661 Building $89,718	$343,137 Land $73,983 Building $269,154
2024	$8,012.00 (+7.28%)
2023	$7,468.00	$94,100 Land $20,289 Building $73,811	$282,300 Land $60,867 Building $221,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1038 Stags Leap Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1038 Stags Leap Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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