Berks County property record for 1038 Spruce St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 701 sqft · built 1900 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Feb 2023) |
| Tax Bill | $448 (2026) |
| Deeds & Mortgages | Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-29-08-8496 |
| Primary APN | 5316-29-08-8496 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 701 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1038 SPRUCE ST |
|---|---|
| City | READING |
| State | PA |
| Zip | 19602-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 08 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2100 |
1038 Spruce St is owned by two individuals who bought it in February 2023.
Source: Berks County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 MAIN ST, HAVERSTRAW, NY 10927-1932 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on File |
| Deed Sale | Feb 10, 2023 · Amount on File |
| Prior Sale | Oct 15, 2001 · Amount on File |
| Deed Document Number | 20233878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 10, 2023 |
| Property Address | 1038 SPRUCE ST, READING, PA 19602-1933 |
| Document Number | 0000003878 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023003878 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | CONESTOGA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 S 16TH ST, READING, PA 19606-2510 |
| Name | Verified Name |
|---|---|
| Address | 79 MAIN ST, HAVERSTRAW, NY 10927-1932 |
The 2026 property tax bill for 1038 Spruce St was $448.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448.00 | $15,900 Land $4,400 Building $11,500 | $4,400 Land $4,400 |
| 2024 | $420.00 | $15,900 Land $4,400 Building $11,500 | |
| 1994 | $15,900 Land $4,400 Building $11,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1038 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1038 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.
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