1038 S Surfside Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1038 S Surfside Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,343 sqft · built 1993
Lot Size	0.094 acres (4,082 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-98-111`

Property Details

APN / Parcel Number

Primary APN	`302-98-111`
Alternative APN	`302981117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,082 sqft (0.094 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1038 S SURFSIDE DR
City	GILBERT
State	AZ
Zip	85233-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	TRADE WINDS AT THE ISLANDS AMD LOTS 111-115 MCR 343-24
Legal Range	5E
Legal Township	1S
Legal Section	23
Legal Subdivision	TRADE WINDS AT THE ISLANDS AMD LOTS 111-
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2001
Census Tract	814200

Owner

1038 S Surfside Dr is owned by two individuals who bought it in November 2023.

Source: Maricopa County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3559 E PINTO DR, GILBERT, AZ 85296-0641
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 9, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Oct 18, 2013 · Amount on File
Deed Document Number	2023571758
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0001201587
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1038 S SURFSIDE DR, GILBERT, AZ 85233-7945
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, UNLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 S SURFSIDE DR, GILBERT, AZ 85233-7945

Mortgage

Document Number	0000681356
Date	Nov 25, 2025
Instrument	20250681356

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 3, 2023
Property Address	1038 S SURFSIDE DR, GILBERT, AZ 85233-7945
Document Number	0000571758
Map Reference	MB 343 PG 24
Instrument Date	Oct 31, 2023
Instrument	20230571758
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	ROC TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 S SURFSIDE DR, GILBERT, AZ 85233-7945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3559 E PINTO DR, GILBERT, AZ 85296-0641

Mortgage

Document Number	0000571759
Date	Nov 3, 2023
Instrument	20230571759

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2021
Property Address	1038 S SURFSIDE DR, GILBERT, AZ 85233-7945
Document Number	0001201587
Map Reference	MB 343 PG 24
Instrument Date	Oct 28, 2021
Instrument	20211201587
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 S SURFSIDE DR, GILBERT, AZ 85233-7945

Tax Assessment & Valuation

The 2025 property tax bill for 1038 S Surfside Dr was $1,838.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,710 (+116.81%)	$367,100 (+6.25%) Land $73,400 Building $293,700
2025	$1,838.00	$16,932 (-54.88%)	$345,500 (-7.94%) Land $69,100 Building $276,400
2024		$37,530 (+21.26%)	$375,300 (+21.26%) Land $75,000 Building $300,300
2023	$1,269.00 (+3.59%)	$30,950 Land $6,190 Building $24,760	$309,500 Land $61,900 Building $247,600
2022	$1,225.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1038 S Surfside Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 S Surfside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, Tristate Wi-Fi by Wi-Fiber.

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