1038 Reed St, West Warren, MA 01092 Property Records

Worcester County and Warren Town property record for 1038 Reed St, West Warren, MA 01092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 2001
Lot Size1.03 acres (45,133 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Mar 2005)
Tax Bill$5,545 (2026)
Deeds & MortgagesMay 2022 Line of Credit
Sep 2021 Refinance
+ 1 more
APNWARR M:0009 B:0000 L:31

Property Details

APN / Parcel Number

Primary APNWARR M:0009 B:0000 L:31
Alternative APN
  • 2203

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area3,788 sqft
1st Floor Area1,460 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,133 sqft (1.03 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2203
Street Address1038 REED ST
CityWEST WARREN
StateMA
Zip01092-5054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal Lot Number31
JurisdictionWARREN MA
Township / Civil DivisionWARREN
Census Block Group4
Census Block4014
Census Tract761100

Owner

1038 Reed St is owned by two individuals who bought it in March 2005.

Source: Worcester County and Warren Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1435, WARREN, MA 01083-1435
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed of Trust, Mortgage · Line of Credit
COUNTRY BANK
Sep 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Jul 13, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2005 · Amount on File
Deed SaleMar 18, 2005 · Amount on File
Prior SaleApr 1, 2002 · Amount on File
Deed Document Number200541855
Deed Book / Page35916 / 41
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MA
Property Address1038 REED ST, WEST WARREN, MA 01092-5054
Transaction TypeMortgage
Record UpdatedJun 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067603-29
DateMay 17, 2022
Book Page67603/29
Instrument53623
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MA
Property Address1038 REED ST, WEST WARREN, MA 01092-5054
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number66149-275
DateSep 27, 2021
Book Page66149/275
Instrument134795
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MA
Property Address1038 REED ST, WEST WARREN, MA 01092-5054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62777-325
DateJul 13, 2020
Book Page62777/325
Instrument74683
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1038 Reed St was $5,545, up 7.7% from the year before.

Source: Worcester County and Warren Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWarren Town
Unified School DistrictQuaboag Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,545.00 (+7.69%)$376,200 (+8.2%) Land $65,400 Building $310,800$428,861 (-6.26%)
2025$5,149.00$347,700 Land $65,400 Building $282,300$457,520 (+10.61%)
2024$413,630
2023$5,133.00$324,900 Land $65,400 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 1038 Reed St; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Reed St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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