1038 Putnam Ct, Turlock, CA 95382 Property Records

Stanislaus County property record for 1038 Putnam Ct, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,828 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (May 2018)
Tax Bill	$4,341 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-063-042-000`

Property Details

APN / Parcel Number

Primary APN	`072-063-042-000`
Alternative APNs	`0726342000` `0726342`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,828 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1038 PUTNAM CT
City	TURLOCK
State	CA
Zip	95382-7240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND ESTATES NO 2 LOT 86
Legal Subdivision	HEARTLAND ESTATES 2
Legal Block	1
Legal Lot Number	86
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	1
Census Block	1025
Census Tract	3611

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Feb 3, 2022	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA
May 17, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
May 17, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Apr 16, 2003 · Amount on Record
Deed Document Number	201834143
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	0000034144
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240

Mortgage

Document Number	0000004699
Date	Feb 3, 2023
Instrument	2023-0004699

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240

Mortgage

Document Number	0000008458
Date	Feb 3, 2022
Instrument	2022-0008458

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078408
Date	Nov 7, 2019
Instrument	2019-0078408

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Document Number	0000072640
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PUTNAM CT TURLOCK CA 953827240, TURLOCK, CA 95382-7240

Mortgage

Document Number	0000072640
Date	Oct 21, 2019
Instrument	72640

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 17, 2018
Property Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Document Number	0000034143
Instrument Date	May 10, 2018
Instrument	34143
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1038 PUTNAM CT TURLOCK CA 953827240, TURLOCK, CA 95382-7240

Mortgage

Document Number	34145
Date	May 17, 2018
Instrument	34145

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 17, 2018
Property Address	1038 PUTNAM CT, TURLOCK, CA 95382-7240
Document Number	0000034144
Instrument Date	Apr 24, 2018
Instrument	34144
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1038 PUTNAM CT TURLOCK CA 953827240, TURLOCK, CA 95382-7240

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,341.00 (+1.78%) Homeowner's exemption	$409,563 (+2%) Land $162,479 Building $247,084
2025	$4,265.00 (+2.11%) Homeowner's exemption	$401,534 (+4.04%) Land $159,294 Building $242,240
2023	$4,177.00 (+1.31%) Homeowner's exemption	$385,944 Land $153,109 Building $232,835
2022	$4,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 904 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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