1038 Prairie Ave, Beloit, WI 53511 Property Records

Rock County property record for 1038 Prairie Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Feb 2023)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 13681435`

Property Details

APN / Parcel Number

Primary APN	`206 13681435`
Alternative APN	`13681435`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	206 13681435
Street Address	1038 PRAIRIE AVE
City	BELOIT
State	WI
Zip	53511-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 5 WEIRICK AND DOWS ADD
Legal Subdivision	WEIRICK AND DOWS ADD
Legal Lot Number	5
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3016
Census Tract	1800

Owner

1038 Prairie Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Rock County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1038 PRAIRIE AVE, BELOIT, WI 53511-5415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage WISCONSIN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Deed Document Number	20232236172
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	Jul 9, 2026
Property Address	1038 PRAIRIE AVE, BELOIT, WI 53511-5415
Document Number	0002313882
Instrument Date	Jul 3, 2026
Instrument	20262313882
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PRAIRIE AVE, BELOIT, WI 53511-5415

Mortgage

Document Number	0002313882,
Date	Jul 9, 2026
Instrument	20262313882

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 24, 2023
Property Address	1038 PRAIRIE AVE, BELOIT, WI 53511-5415
Document Number	0002236172
Instrument Date	Feb 22, 2023
Instrument	2236172
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PRAIRIE AVE, BELOIT, WI 53511-5415

Mortgage

Document Number	0002236173
Date	Feb 24, 2023
Instrument	2236173

Lender

Name	WISCONSIN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Prairie Ave was $1,273.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00	$79,000 Land $12,300 Building $66,700	$86,800
2023	$1,173.00	$75,300 Land $12,300 Building $63,000	$85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Prairie Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1038 Prairie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, LiteWire.

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