1038 Plum St, Aurora, IL 60506 Property Records

Kane County property record for 1038 Plum St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1952
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2022)
Tax Bill	$4,362 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-227-003`

Property Details

APN / Parcel Number

Primary APN	`15-20-227-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	120 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1038 PLUM ST
City	AURORA
State	IL
Zip	60506-3765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN : E 1/3 LOTS 2, 3, & 6 : BLK 27 LOT DIMENSIONS: 44 X 120 APPROX LOT SQ FT 5280 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	27
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	853100

Owner

1038 Plum St is owned and occupied by an individual who bought it in February 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 PLUM ST, AURORA, IL 60506-3765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	202211010
Prior Transfer Date	Jul 17, 2013
Prior Transfer Doc	0000057413
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2022
Property Address	1038 PLUM ST, AURORA, IL 60506-3765
Document Number	0000011010
Instrument Date	Jan 5, 2022
Instrument	2022K011010
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 PLUM ST, 1038, AURORA, IL 60506-3765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PLUM ST, AURORA, IL 60506-3765

Mortgage

Document Number	0000011011
Date	Feb 25, 2022
Instrument	2022K011011

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2017
Property Address	1038 PLUM ST, AURORA, IL 60506-3765
Document Number	0000022595
Instrument Date	Apr 7, 2017
Instrument	2017K022595
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLEL CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 PLUM ST, AURORA, IL 60506-3765

Mortgage

Document Number	0000022596
Date	May 4, 2017
Instrument	2017K022596

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Mortgage

Document Number	0000022597
Date	May 4, 2017
Instrument	2017K022597

Lender

Name	THE UNITED STATES OF AMERICA
Type	Non-Lending Institution
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Plum St was $4,362 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,362.00 Homeowner's exemption	$66,737 (+9.39%) Land $7,139 Building $59,598	$200,291 (+9.39%) Land $21,426 Building $178,866
2024		$61,008 Land $6,526 Building $54,482	$183,097 Land $19,586 Building $163,511
2022	$3,871.00 (+5.13%) Homeowner's exemption	$49,735 (+7.41%) Land $5,320 Building $44,415	$149,205 (+7.41%) Land $15,960 Building $133,245
2021	$3,682.00 Homeowner's exemption	$46,304 Land $4,953 Building $41,351	$138,912 Land $14,859 Building $124,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1038 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Plum St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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