1038 Pine Knoll Dr, Estes Park, CO 80517 Property Records

Larimer County property record for 1038 Pine Knoll Dr, Estes Park, CO 80517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1985
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Jul 2018)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25312-07-005`

Property Details

APN / Parcel Number

Primary APN	`25312-07-005`
Alternative APN	`R0571547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Upper Floors Area	232 sqft
Basement Area	1,876 sqft
Finished Basement	512 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	232 sqft
Balcony	Balcony
Balcony Area	232 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0571547
Old Parcel Number	2531207005
Street Address	1038 PINE KNOLL DR
City	ESTES PARK
State	CO
Zip	80517-7538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, ONE THOUSAND PINES, ESTES PK
Legal Range	72
Legal Township	05
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ONE THOUSAND PINES
Legal Block	7
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	2
Census Block	2019
Census Tract	2805

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1038 PINE KNOLL DR, ESTES PARK, CO 80517-7538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Warranty Deed, Transfer · Commercial Mortgage HIGH PLAINS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Aug 24, 2012 · Amount on Record
Deed Document Number	20180044287
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1038 PINE KNOLL DR, ESTES PARK, CO 80517-7538
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	UNIFIED TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067912
Date	Jul 15, 2021
Instrument	20210067912

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 20, 2018
Property Address	1038 PINE KNOLL DR, ESTES PARK, CO 80517-7538
Document Number	0000044287
Instrument Date	Jul 17, 2018
Instrument	20180044287
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PINE KNOLL DR, ESTES PARK, CO 80517-7538

Mortgage

Document Number	0000044288
Date	Jul 20, 2018
Instrument	20180044288

Lender

Name	HIGH PLAINS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Estes Park Town
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00 (-4.14%)	$47,601 (-16.07%) Land $12,188 Building $35,413	$761,600 (-10.03%) Land $195,000 Building $566,600
2023	$3,817.00 (+21.02%)	$56,716 (+37.29%) Land $13,936 Building $42,780	$846,500 (+42.41%) Land $208,000 Building $638,500
2022	$3,154.00	$41,311 Land $10,078 Building $31,233	$594,400 Land $145,000 Building $449,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 50% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ESTES PARK serves 16,722 people · EPA ID CO0135257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trailblazer Broadband Fiber	10,000 / 10,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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