San Bernardino County property record for 1038 Olive St, Upland, CA 91786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1954 |
| Lot Size | 0.16 acres (6,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (May 2018) |
| Tax Bill | $4,565 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1047-113-08-0000 |
| Primary APN | 1047-113-08-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,960 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 66 sqft |
| Patio Area | 66 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1038 OLIVE ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91786-6814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ONTARIO COLONY LANDS PTN W 1/2 E 1/2 LOT 678 COM AT A PT 33 FT S AND S 89 DEG 59 MIN 10 SECONDS E 116 FT FROM NW COR SD W 1/2 E 1/2 TH S 0 DEG 00 MIN 25 SECONDS W 122.35 FT TH S 89 DEG 59 MIN 22 SECONDS E 58.19 FT TO W LI LOT 16 TRACT NO 2633 TH N 0 |
| Legal Subdivision | ONTARIO |
| Legal Tract | 2633 |
| Legal Block | 1 |
| Legal Lot Number | 678 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 904 |
Source: San Bernardino County records · APN 1047-113-08-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 OLIVE ST, UPLAND, CA 91786-6814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC |
| May 04, 2018 | Grant Deed, Transfer · Conventional Mortgage ALTERRA GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2018 · Amount on Record |
| Deed Sale | May 04, 2018 · Amount on Record |
| Deed Document Number | 2018163747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1038 OLIVE ST, UPLAND, CA 91786-6814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROVIDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 1038 OLIVE ST, UPLAND, CA 91786-6814 |
| Document Number | 0000483234 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 2020-0483234 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 04, 2018 |
| Property Address | 1038 OLIVE ST, UPLAND, CA 91786-6814 |
| Document Number | 0000163747 |
| Map Reference | MB 11 PG 6 |
| Instrument Date | Apr 09, 2018 |
| Instrument | 2018-0163747 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1038 OLIVE ST, UPLAND, CA 91786-6814 |
| Document Number | 0000163748 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 2018-0163748 |
| Name | ALTERRA GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $406,205 (+2%) Land $145,074 Building $261,131 | |
| 2025 | $4,565.00 (+5.31%) | $398,240 (+4.04%) Land $142,229 Building $256,011 |
| 2023 | $4,335.00 (+1.4%) | $382,776 Land $136,706 Building $246,070 |
| 2022 | $4,275.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 652 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF UPLAND serves 78,376 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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