Alleghany County property record for 1038 Oklahoma Rd, Roaring Gap, NC 28668
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 774 sqft · built 1976 |
| Lot Size | 6.17 acres (268,765 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $910 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4916377223 |
| Primary APN | 4916377223 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 774 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Lot Area | 268,765 sqft (6.17 acres) |
| Porch | Porch |
| Deck Area | 128 sqft |
| Patio Area | 176 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 79313 |
|---|---|
| Street Address | 1038 OKLAHOMA RD |
| City | ROARING GAP |
| State | NC |
| Zip | 28668-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RM CABIN @ WOODWIND HOLLOW VACATION RENTAL CABIN |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | CHERRY LANE |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 950100 |
Source: Alleghany County records · APN 4916377223
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1824 BIRMINGHAM AVE, DURHAM, NC 27704-2602 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PROSPERITY HOME MORTGAGE LLC |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 26, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 1038 OKLAHOMA RD, ROARING GAP, NC 28668-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000402/70 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 402/70 |
| Instrument | 1767 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 1038 OKLAHOMA RD, ROARING GAP, NC 28668-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000430/55 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 430/55 |
| Instrument | 1427 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 1038 OKLAHOMA RD, ROARING GAP, NC 28668-9502 |
| Document Number | 402/67 |
| Book / Page | 402 / 67 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 1766 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1824 BIRMINGHAM AVE, DURHAM, NC 27704-2602 |
| Document Number | 402/70 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 402/70 |
| Instrument | 1767 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,600 (-) Land $66,900 Building $60,700 | $127,600 (-) Land $66,900 Building $60,700 | |
| 2025 | $910.00 | ||
| 2023 | $127,600 Land $66,900 Building $60,700 | $127,600 Land $66,900 Building $60,700 |
Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wilkes Telephone Membership Fiber | 1,000 / 1,000 |
Based on FCC filings for 4 locations within half a mile of this property.
No cell data coverage reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIGH MEADOWS S/D private · serves 650 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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