1038 NW 12th St, Apt A, Pendleton, OR 97801 Property Records

Umatilla County property record for 1038 NW 12th St, Apt A, Pendleton, OR 97801

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 3,365 sqft · built 1980
Owner	Individual Name on File
Last Sale	$312,000 (Oct 2007)
Tax Bill	$5,514 (2023)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2N3203DB90101`

Property Details

APN / Parcel Number

Primary APN	`2N3203DB90101`
Alternative APNs	`105220.00` `105220`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,365 sqft Finished Area
1st Floor Area	1,531 sqft
2nd Floor Area	459 sqft
Basement Area	1,375 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Material	Composition Shingle
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	105220
Old Parcel Number	105220.00
Street Address	1038 NW 12TH ST APT A, A
City	PENDLETON
State	OR
Zip	97801-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 03 TWN 02N RNG 32
Legal Range	32E
Legal Township	02N
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	PARKRIDGE NORTH
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	6
Census Block	6003
Census Tract	950400

Owner

Source: Umatilla County records · APN 2N3203DB90101

Assessment roll updated September 30, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1038 NW 12TH ST APT A, A, PENDLETON, OR 97801-1277
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2007 · Amount on Record
Deed Sale	Oct 23, 2007 · Amount on Record
Deed Document Number	2007-5270349
Record Updated	Jun 07, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	1038 NW 12TH ST APT A, A, PENDLETON, OR 97801-1277
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217160217
Date	Feb 22, 2021
Instrument	2021-7160217

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Umatilla County records · Assessment roll updated September 30, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pendleton City
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,514.00	$296,180 Building $296,180	$468,430 Building $468,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Umatilla County (41059C), updated June 2, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 75% of the US · lower than 61% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 495 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF PENDLETON serves 16,996 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.