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1038 N Central Ave, Lima, OH 45801 Property Records

Allen County property record for 1038 N Central Ave, Lima, OH 45801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,077 sqft · built 1944
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$19,000 (Aug 2008)
Tax Bill$643 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN37-3007-03-003.000

Property Details

APN / Parcel Number

Primary APN37-3007-03-003.000
Alternative APN
  • M3837300703003000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,077 sqft Living Area
1st Floor Area792 sqft
AtticAttic
Attic Area285 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Exterior Amenities

PorchOpen Frame Porch
Porch Area42 sqft
Deck Area40 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1038 N CENTRAL AVE
CityLIMA
StateOH
Zip45801-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD PARK ADDITION N PTS LOTS 11084 11085 & 11086 FF 40.00
Legal SubdivisionPARK ADDITION
Legal Lot Number11084
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group2
Census Block2018
Census Tract12400

Owner

1038 N Central Ave is owned by a company that acquired it in September 2008.

Source: Allen County records, as of May 21, 2026

Owner of RecordCompany Name on File
Mailing Address1038 N CENTRAL AVE, LIMA, OH 45801-2902
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2008 · Amount on File
Deed SaleAug 29, 2008 · Amount on File
Prior SaleJun 10, 2008 · Amount on File
Deed Document Number200812009
Deed Book / Page2008 / 12009
Last Transfer DateSep 19, 2008
Transfer Doc10020013410
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address1038 N CENTRAL AVE, LIMA, OH 45801-2902
Document Number0000007801
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1038 N CENTRAL AVE LIMA OH 458012902, LIMA, OH 45801-2902

Mortgage

Document Number0000007801
DateJul 15, 2020
Instrument7801
Lender
NameTHE UNION BK CO
TypeBank
Address701 SHAWNEE RD, LIMA, OH 45805-3435
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 14, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1038 N Central Ave was $643, up 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$643.00 (+0.47%)$16,140 (-) Land $2,590 Building $13,550$46,100 (-) Land $7,400 Building $38,700
2024$640.00 (+8.11%)$16,140 (+26.99%) Land $2,590 Building $13,550$46,100 Land $7,400 Building $38,700
2023$592.00 (+0.85%)$12,710 (-) Land $2,030 Building $10,680
2022$587.00$12,710 Land $2,030 Building $10,680
2021$36,300 Land $5,800 Building $30,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1038 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, TSC.

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