1038 Mountain Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 1038 Mountain Rd, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,393 sqft · built 1980
Lot Size2.93 acres (127,631 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (May 2020)
Tax Bill$6,794 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNTROY M:001 B:0016 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:001 B:0016 L:0000

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,393 sqft Living Area
Gross Area2,496 sqft
1st Floor Area753 sqft
Basement Area625 sqft
Unfinished Basement625 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area127,631 sqft (2.93 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address1038 MOUNTAIN RD
CityTROY
StateNH
Zip03465-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMOUNTA
Legal Block16
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group3
Census Block3001
Census Tract970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1038 MOUNTAIN RD, TROY, NH 03465-2140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2020 · Amount on Record
Deed SaleMay 18, 2020 · Amount on Record
Deed Document Number20203726
Deed Book / Page3109 / 1219
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateMay 18, 2020
Property Address1038 MOUNTAIN RD, TROY, NH 03465-2140
Document Number0031091219
Book / Page003109 / 001219
Instrument DateMay 15, 2020
Instrument3726
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,900.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address144 PUTNEY RD #2 FITZWILLIAM NH 034473543, 2, FITZWILLIAM, NH 03447-3543

Mortgage

Document Number31091221
DateMay 18, 2020
Book Page003109/001221
Instrument3727
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,794.00 (+1.9%)$315,404 (+64.55%) Land $90,104 Building $225,300
2018$6,667.00$191,681 Land $81,381 Building $110,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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