1038 Lucy Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1038 Lucy Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 806 sqft · built 1950
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Tax Bill$4,479 (2026)
Flood ZoneZone X (minimal risk)
APN422800 59.20-2-25

Property Details

APN / Parcel Number

Primary APN422800 59.20-2-25
Alternative APN
  • 280005902000020250000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area806 sqft Living Area
1st Floor Area806 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 86 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1038 LUCY RD
CitySCHENECTADY
StateNY
Zip12303-3367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BF SERAPILIO, JOE & ANTHONY 1.A-111-12
Legal Block2
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2008
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1038 LUCY RD, SCHENECTADY, NY 12303-3367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,479.00 (+1.7%) Homeowner's exemption
2025$4,404.00$120,000 (-) Land $14,000 Building $106,000$184,600 (+16.91%) Land $21,537 Building $163,063
2023$120,000 Land $14,000 Building $106,000$157,900 Land $18,422 Building $139,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Lucy Rd

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