1038 Lofty Pine Dr, Columbia, SC 29212 Property Records

Lexington County property record for 1038 Lofty Pine Dr, Columbia, SC 29212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,872 sqft · built 1982
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2021)
Tax Bill	$2,145 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002744-03-018`

Property Details

APN / Parcel Number

Primary APN	`002744-03-018`
Alternative APN	`0274403018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1038 LOFTY PINE DR
City	COLUMBIA
State	SC
Zip	29212-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NURSERY HILL PHASE II LOT 72
Legal Subdivision	NURSERY HILL SUBDIVISION
Legal Phase	2
Legal Lot Number	72
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	2
Census Block	2004
Census Tract	21109

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 LOFTY PINE DR, COLUMBIA, SC 29212-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed, Transfer · Conventional Mortgage ALLSOUTH FCU
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI SIMPLIFIED MTG SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	202139624
Deed Book / Page	20954 / 4381
Prior Transfer Date	Feb 28, 2008
Prior Transfer Doc	1271300119
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 22, 2021
Property Address	1038 LOFTY PINE DR, COLUMBIA, SC 29212-2038
Document Number	2095404381
Book / Page	20954 / 4381
Map Reference	MB 181-G PG 9 PL 12
Instrument Date	Jul 21, 2021
Instrument	2021039624
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 LOFTY PINE DR, COLUMBIA, SC 29212-2038

Mortgage

Document Number	2021039625
Date	Jul 22, 2021
Instrument	2021039625

Lender

Name	ALLSOUTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4%
Index	5-Year CMT
Margin	2
Max Rate	8%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1038 LOFTY PINE DR, COLUMBIA, SC 29212-2038
Document Number	2086101219
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 LOFTY PINE DR COLUMBIA SC 292122038, COLUMBIA, SC 29212-2038

Mortgage

Document Number	2086101219
Date	Mar 10, 2020
Book Page	020861/001219
Instrument	10334

Lender

Name	SIMPLIFIED MTG SOLUTIONS LLC
Address	110 MINISTRY DR # A, IRMO, SC 29063-2365

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2035

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,145.00 (+0.37%)	$14,000 (-) Land $1,600 Building $12,400	$350,000 (-) Land $40,000 Building $310,000
2023	$2,137.00	$14,000 Land $1,600 Building $12,400	$350,000 Land $40,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1987–2015)
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: CarolinaConnect Cooperative, Verizon.

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