1038 Larvotto Loop, Laredo, TX 78045 Property Records

Webb County property record for 1038 Larvotto Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,270 sqft · built 2020
Lot Size	0.103 acres (4,505 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2021)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`969-61005-140`

Property Details

APN / Parcel Number

Primary APN	`969-61005-140`
Alternative APN	`597572`

Interior

Stories	2 Stories
Building Area	2,270 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	928 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,505 sqft (0.103 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	91 sqft

Location & Zoning

Street Address	1038 LARVOTTO LOOP
City	LAREDO
State	TX
Zip	78045-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONACO, BLOCK 5, LOT 14, PHASE II
Legal Subdivision	MONACO
Legal Phase	II
Legal Block	5
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2000
Census Tract	1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 LARVOTTO LOOP, LAREDO, TX 78045-6932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	20211425378
Deed Book / Page	5000 / 663
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	005000/663
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 14, 2021
Property Address	1038 LARVOTTO LOOP, LAREDO, TX 78045-6932
Document Number	005000/663
Book / Page	5000 / 663
Map Reference	VOL 36 PG 47
Instrument Date	Apr 13, 2021
Instrument	1425378
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 LARVOTTO LOOP, LAREDO, TX 78045-6932

Mortgage

Document Number	0001425379
Date	Apr 14, 2021
Instrument	1425379

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2026
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,300 (-1.25%) Land $63,250 Building $293,050	$356,300 (-1.25%) Land $63,250 Building $293,050
2025	$1,803.00 (+4.83%) Homeowner's exemption	$360,796 (+14.54%) Land $63,250 Building $297,546	$360,796 (+14.54%) Land $63,250 Building $297,546
2024	$1,720.00 (-11.61%)
2023		$315,000 Land $51,582 Building $263,418	$315,000 Land $51,582 Building $263,418
2022	$1,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20