1038 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 1038 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,531 sqft · built 1931
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Apr 2022)
Tax Bill	$26,281 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-300-012`

Property Details

APN / Parcel Number

Primary APN	`15-01-300-012`
Alternative APN	`15-01-300-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	10,250 sqft (0.235 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1038 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WEIL) & (VINSONS) SUB OF BLKS 1,7&12 IN SNOW & DICKI NSONS ADD TO RIVER FOREST IN SEC2 IN SW SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	WEIL & VINSONS
Legal Block	1,7,1
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	4
Census Block	4011
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Apr 6, 2022	Deed, Transfer · Line of Credit FIRST AMERICAN BANK
Jul 29, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	2022621298
Prior Transfer Date	Jul 25, 2021
Prior Transfer Doc	0000004092
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009833206
Date	Apr 8, 2022
Instrument	2209833206

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Apr 6, 2022
Property Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324
Document Number	0009621298
Instrument Date	Apr 1, 2022
Instrument	2209621298
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	PRAIRIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324

Mortgage

Document Number	0009833205
Date	Apr 8, 2022
Instrument	2209833205

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 29, 2021
Property Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324
Document Number	0021004092
Instrument Date	Jul 25, 2021
Instrument	2121004092
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 19, 2019
Property Address	1038 KEYSTONE AVE, RIVER FOREST, IL 60305-1324
Document Number	1923117033
Instrument Date	Aug 14, 2019
Instrument	23117033
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1038 KEYSTONE AVE RIVER FOREST IL 603051324, RIVER FOREST, IL 60305-1324

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,000 (+13.91%) Land $12,300 Building $83,700	$960,000 (+13.91%) Land $123,000 Building $837,000
2023	$26,281.00 (+0.65%)
2022	$26,110.00 Homeowner's exemption	$84,277 Land $10,762 Building $73,515	$842,770 Land $107,620 Building $735,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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