1038 Kemp Dr, Placentia, CA 92870 Property Records

Orange County property record for 1038 Kemp Dr, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,678 sqft · built 2000
Lot Size	0.105 acres (4,558 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (May 2001)
Tax Bill	$8,070 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-691-07`

Property Details

APN / Parcel Number

Primary APN	`340-691-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,678 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	4,558 sqft (0.105 acres)
Garage Area	330 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1038 KEMP DR
City	PLACENTIA
State	CA
Zip	92870-5285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15313 BLK LOT 104
Legal Subdivision	TRACT NO 15313
Legal Tract	15313
Legal Block	F
Legal Lot Number	104
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2021
Census Tract	11716

Owner

Source: Orange County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20341 VIA VARADERO, YORBA LINDA, CA 92887-3138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY WAVE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2001 · Amount on Record
Deed Sale	May 11, 2001 · Amount on Record
Deed Document Number	2001304745
Last Transfer Date	Apr 8, 2008
Transfer Doc	0000177282
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 9, 2026
Property Address	1038 KEMP DR, PLACENTIA, CA 92870-5285
Document Number	0000252877
Instrument Date	Sep 4, 2026
Instrument	2026252877
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17852 LINDA DR, YORBA LINDA, CA 92886-3346
Investor	Possibly a Property Investor

Mortgage

Document Number	0000252877,
Date	Sep 9, 2026
Instrument	2026252877

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1038 KEMP DR, PLACENTIA, CA 92870-5285
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17852 LINDA DR, YORBA LINDA, CA 92886-3346

Mortgage

Document Number	0000553763
Date	Sep 3, 2021
Instrument	2021000553763

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1038 KEMP DR, PLACENTIA, CA 92870-5285
Document Number	0000206907
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 KEMP DR PLACENTIA CA 928705285, PLACENTIA, CA 92870-5285

Mortgage

Document Number	0000206907
Date	May 7, 2020
Instrument	206907

Lender

Name	EQUITY WAVE LNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$668,312 (+2%) Land $226,373 Building $441,939
2025	$8,070.00 (+4.68%)	$655,208 (+4.04%) Land $221,934 Building $433,274
2023	$7,709.00 (+1.37%)	$629,766 Land $213,316 Building $416,450
2022	$7,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, GigabitNow.

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