1038 Illinois Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 1038 Illinois Ave, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2003
Square Footage1,596 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Last Sale$253,500 (2020)
Tax Bill$4,142.00 (2024)

Owner

Source: Monroe County records · APN 07-26-234-036-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1038 ILLINOIS AVE, WATERLOO, IL 62298-1147
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2020 · Amount on Record
Deed SaleOct 05, 2020 · Amount on Record
Record RefreshedSep 20, 2026

October 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 05, 2020
Property Address1038 ILLINOIS AVE, WATERLOO, IL 62298-1147
Document Number0000411473
Instrument DateOct 02, 2020
Instrument411473
Transaction TypeConstruction Loan
Record UpdatedApr 22, 2022
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.25
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 ILLINOIS AVE, WATERLOO, IL 62298-1147

Mortgage

Document Number0000411474
DateOct 05, 2020
Instrument411474
Lender
NameGUARANTEED RATE INC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate2.99%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$71,940 (-9.86%) Land $16,010 Building $55,930$215,820 (-9.86%) Land $48,030 Building $167,790
2024$4,142.00
2022Additional exemption filed$79,810 Land $15,800 Building $64,010$239,430 Land $47,400 Building $192,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-26-234-036-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,596 sqft Living Area
1st Floor1,596 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area16,117 sqft (0.37 acres)
DrivewayDriveway Concrete
Driveway Area630 sqft Driveway
Garage Area506 sqft Garage
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1038 ILLINOIS AVE
CityWATERLOO
StateIL
Zip62298-1147
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 36 WESTVIEW ACRES PHASE IV
Legal Range10W
Legal Township02S
Legal Section26
Legal SubdivisionWESTVIEW ACRES
Legal Lot Number36
JurisdictionMONROE IL
Minor Civil Division17
Census Blockgroup3
Census Block3030
Census Tract600402

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