1038 Hilltop Dr, Naples, FL 34103 Property Records

Collier County property record for 1038 Hilltop Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1968
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2015)
Tax Bill	$4,061 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone AH (high risk)
APN	`411400 24A15`

Property Details

APN / Parcel Number

Primary APN	`411400 24A15`
Alternative APNs	`5084008000709640024` `50840080007`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Pool Area	286 sqft
Porch	Aluminum Porch
Porch Area	508 sqft
Deck Area	621 sqft

Location & Zoning

Street Address	1038 HILLTOP DR
City	NAPLES
State	FL
Zip	34103-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	HILLTOP LOT 2 OR 1343 PG 724
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	HILLTOP SUB
Legal Tract	411400
Legal Block	1
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1024
Census Tract	10300

Owner

1038 Hilltop Dr is owned and occupied by an individual who bought it in November 2015.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 HILLTOP DR, NAPLES, FL 34103-3322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on File
Deed Sale	Nov 24, 2015 · Amount on File
Prior Sale	Apr 1, 2015 · Amount on File
Deed Document Number	20155198846
Deed Book / Page	5217 / 641
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0005115093
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1038 HILLTOP DR, NAPLES, FL 34103-3322
Document Number	0053643860
Book / Page	005364 / 003860
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 HILLTOP DR NAPLES FL 341033322, NAPLES, FL 34103-3322

Mortgage

Document Number	0053643860
Date	Feb 21, 2017
Book Page	005364/003860
Instrument	5370140

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Hilltop Dr was $4,061, up 1.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,172 (+1%)	$429,954 (-11.5%) Land $349,859 Building $80,095
2025	$4,061.00 (+1.25%)	$330,156	$485,844 Land $400,140 Building $85,704
2024	$4,011.00 (+5.44%)
2023	$3,804.00 (+13.89%)	$272,856 (+1%)	$477,329 (+31.35%) Land $394,875 Building $82,454
2022	$3,340.00	$248,051	$363,411 Land $276,413 Building $86,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Hilltop Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 169 condo units
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Hilltop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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