1038 Grantham Ln SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1038 Grantham Ln SE, Palm Bay, FL 32909

Property Summary

Property TypeSingle Family Home
Details1,505 sqft · built 2024
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$336,600 (Jun 2024)
Tax Bill$3,990 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-37-04-YG-*-123

Property Details

APN / Parcel Number

Primary APN30-37-04-YG-*-123
Alternative APNs
  • 30-37-04-YG-00000.0-0123.00
  • 3028305

Interior

Stories1 Story
Building Area1,505 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,505 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area85 sqft

Location & Zoning

Account Number3028305
Street Address1038 GRANTHAM LN SE
CityPALM BAY
StateFL
Zip32909-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDENS AT WATERSTONE PHASE 1 LOT 123
Legal SubdivisionGARDENS AT WATERSTONE PHASE 1
Legal Lot Number123
JurisdictionBREVARD FL
Township / Civil DivisionWEST BREVARD
Census Block Group2
Census Block2103
Census Tract71354

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1038 GRANTHAM LN SE, PALM BAY, FL 32909-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2024 · Amount on Record
Deed SaleJun 24, 2024 · Amount on Record
Deed Document Number2024129309
Deed Book / Page10094 / 2919
Record UpdatedSep 20, 2026

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBREVARD FL
Recording DateJun 24, 2024
Property Address1038 GRANTHAM LN SE, PALM BAY, FL 32909-1407
Document Number0100942919
Book / Page10094 / 2919
Map ReferenceMB 71 PG 14-17
Instrument DateJun 20, 2024
Instrument2024129309
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,356.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 GRANTHAM LN SE, PALM BAY, FL 32909-1407

Mortgage

Document Number2024129310
DateJun 24, 2024
Instrument2024129310
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,960 (-1.4%)$254,960 (-1.4%)
2025$3,990.00 (+331.82%) Homeowner's exemption$258,590 (+417.18%) Land $50,000 Building $208,590$258,590 (+417.18%) Land $50,000 Building $208,590
2023$924.00 (-0.96%)$50,000 (-) Land $50,000$50,000 (-) Land $50,000
2022$933.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 317 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies317 in force
Nearby Flood Claims4 (2011–2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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