1038 Gibson Pl, Gary, IN 46403 Property Records

Lake County property record for 1038 Gibson Pl, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1953
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$111,100 (Jul 2026)
Tax Bill	$429 (2024)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-41-0282-0031`

Property Details

APN / Parcel Number

Primary APN	`001-25-41-0282-0031`
Alternative APNs	`45-09-07-130-028.000-004` `254102820031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	127 ft deep x 49 ft wide
Garage Area	800 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1038 GIBSON PL
City	GARY
State	IN
Zip	46403-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AETNA MANOR 4TH SUB. ALL L.31 BL.8
Legal Subdivision	AETNA MANOR 4TH SUB
Legal Block	8
Legal Lot Number	31
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1007
Census Tract	11500

Owner

1038 Gibson Pl is owned and occupied by an individual who bought it in July 2026.

Source: Lake County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 GIBSON PL, GARY, IN 46403-3840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
May 25, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2023	Quit Claim Deed, Transfer Quitclaim
May 10, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	May 25, 2023
Deed Document Number	2026531379
Prior Transfer Date	Mar 14, 2023
Prior Transfer Doc	0000014148
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 24, 2026
Property Address	1038 GIBSON PL, GARY, IN 46403-3840
Document Number	0000531379
Instrument Date	Jul 22, 2026
Instrument	2026531379
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 GIBSON PL, GARY, IN 46403-3840

Mortgage

Document Number	0000531380,
Date	Jul 24, 2026
Instrument	2026531380

Lender

Name	CENTIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000531381,
Date	Jul 24, 2026
Instrument	2026531381

Lender

Name	CITY OF BRYAN

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 25, 2023
Property Address	1038 GIBSON PL, GARY, IN 46403-3840
Document Number	0000014148
Map Reference	MB 29 PG 99
Instrument Date	May 23, 2023
Instrument	2023-014148
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 E RIDGE RD, GRIFFITH, IN 46319-1364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 W 29TH AVE # 1D, 1D, GARY, IN 46406-3304

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 14, 2023
Property Address	1038 GIBSON PL, GARY, IN 46403-3840
Document Number	0000007567
Map Reference	MB 29 PG 99
Instrument Date	Mar 14, 2023
Instrument	2023-007567
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 W 29TH AVE # 1D, 1D, GARY, IN 46406-3304

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 10, 2023
Property Address	1038 GIBSON PL, GARY, IN 46403-3840
Document Number	0000012540
Map Reference	MB 29 PG 99
Instrument Date	Mar 14, 2023
Instrument	2023-012540
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 W 29TH AVE # 1D, 1D, GARY, IN 46406-3304

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Aug 13, 2021
Property Address	1038 GIBSON PL, GARY, IN 46403-3840
Document Number	0000055058
Map Reference	MB 29 PG 99
Instrument Date	Aug 9, 2021
Instrument	2021-055058
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8100 W 101ST PL, SAINT JOHN, IN 46373-7705
Investor	Possibly a Property Investor

June 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Jun 30, 2021
Property Address	1038 GIBSON PL, GARY, IN 46403-3840
Document Number	0000044752
Map Reference	MB 29 PG 99
Instrument Date	Jun 13, 2021
Instrument	2021-044752
Transaction Type	Foreclosure
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 AETNA ST, GARY, IN 46403-3647

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,500 Land $6,200 Building $61,300	$67,500 Land $6,200 Building $61,300
2024	$429.00
2023		$10,500 (-0.94%) Land $6,200 Building $4,300	$10,500 (-0.94%) Land $6,200 Building $4,300
2022	$271.00	$10,600 Land $6,300 Building $4,300	$10,600 Land $6,300 Building $4,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1038 Gibson Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Gibson Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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