1038 Forest Ave, River Forest, IL 60305 Property Records

Cook County property record for 1038 Forest Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,544 sqft · built 1915
Lot Size	0.251 acres (10,950 sqft)
Owner	2 Individual Names on File
Last Sale	$1,466,000 (Oct 2025)
Tax Bill	$28,658 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2025 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-307-013`

Property Details

APN / Parcel Number

Primary APN	`15-01-307-013`
Alternative APN	`15-01-307-013-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,950 sqft (0.251 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1038 FOREST AVE
City	RIVER FOREST
State	IL
Zip	60305-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WEIL) & (VINSONS) SUB OF BLKS 1,7&12 IN SNOW & DICKI NSONS ADD TO RIVER FOREST IN SEC2 IN SW SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	WEIL & VINSONS
Legal Block	1,7,1
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	4
Census Block	4028
Census Tract	811900

Owner

Source: Cook County records · APN 15-01-307-013

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	739 CLINTON PL, RIVER FOREST, IL 60305-1913
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST EAGLE BANK
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Mar 22, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST EAGLE BK
Apr 10, 2020	Deed of Trust, Mortgage MARQUETTE BK
Jul 10, 2019	Deed of Trust, Mortgage MARQUETTE BK
Oct 15, 2018	Deed of Trust, Mortgage MARQUETTE BK
Jun 19, 2018	Deed of Trust, Mortgage FIRST EAGLE BK
Jun 19, 2018	Loan Modification, Mortgage FIRST EAGLE BK
Oct 04, 2017	Grant Deed, Construction Loan · Line of Credit FIRST EAGLE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Mar 22, 2022
Deed Document Number	202531033
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Investor	Possibly a Property Investor

Mortgage

Document Number	0025819017
Date	Sep 15, 2021
Instrument	2125819017

Lender

Name	FIRST EAGLE BANK
Type	Bank
Address	HANOVER PARK, IL 60133

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 09, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 28, 2025
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	0030131033
Instrument Date	Aug 29, 2025
Instrument	2530131033
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	739 CLINTON PL, RIVER FOREST, IL 60305-1913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	0030131034
Date	Oct 28, 2025
Instrument	2530131034

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Mar 22, 2022
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	0008104360
Instrument Date	Mar 14, 2022
Instrument	2208104360
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	0008104362
Date	Mar 22, 2022
Instrument	2208104362

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	2028716029
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 FOREST AVE RIVER FOREST IL 603051358, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	2028716029
Date	Oct 13, 2020
Instrument	28716029

Lender

Name	FIRST EAGLE BK
Type	Bank
Address	HANOVER PARK, IL 60133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	2012803116
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 FOREST AVE RIVER FOREST IL 603051358, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	2012803116
Date	May 07, 2020
Instrument	12803116

Lender

Name	MARQUETTE BK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 06, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	1920013165
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 FOREST AVE RIVER FOREST IL 603051358, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	1920013165
Date	Jul 19, 2019
Instrument	20013165

Lender

Name	MARQUETTE BK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	1831112004
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 FOREST AVE RIVER FOREST IL 603051358, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	1831112004
Date	Nov 07, 2018
Instrument	31112004

Lender

Name	MARQUETTE BK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 06, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	1826934001
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 04, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 FOREST AVE RIVER FOREST IL 603051358, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	1826934001
Date	Sep 26, 2018
Instrument	26934001

Lender

Name	FIRST EAGLE BK
Type	Bank
Address	HANOVER PARK, IL 60133

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.5%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	1818319023
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 FOREST AVE RIVER FOREST IL 603051358, RIVER FOREST, IL 60305-1358

Mortgage

Document Number	1818319023
Date	Jul 02, 2018
Instrument	18319023

Lender

Name	FIRST EAGLE BK
Type	Bank
Address	HANOVER PARK, IL 60133

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 04, 2017
Property Address	1038 FOREST AVE, RIVER FOREST, IL 60305-1358
Document Number	1727717024
Instrument Date	Sep 29, 2017
Instrument	27717024
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$695.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	625 N OAK PARK AVE OAK PARK IL 603021643, OAK PARK, IL 60302-1643

Mortgage

Document Number	1727717025
Date	Oct 04, 2017
Instrument	27717025

Lender

Name	FIRST EAGLE BK
Type	Bank
Address	1040 E LAKE ST, HANOVER PARK, IL 60133-5408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2047

Interest

Rate Type	Adjustable Rate
Rate	1.22%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,631 (+13.55%) Land $13,140 Building $109,491	$1,226,310 (+13.55%) Land $131,400 Building $1,094,910
2023	$28,658.00 (+44.84%) Homeowner's exemption	$108,000 (+66.94%) Land $13,140 Building $94,860	$1,080,000 (+66.94%) Land $131,400 Building $948,600
2022	$19,786.00 Homeowner's exemption	$64,693 Land $11,497 Building $53,196	$646,930 Land $114,970 Building $531,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 296 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIVER GROVE serves 10,282 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.