Union County property record for 1038 Fleming Ln, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 3 ba · 3,081 sqft · built 2008 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Mar 2023) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-147-546 |
| Primary APN | 07-147-546 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,081 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 5,837 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 58 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1038 FLEMING LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-6887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | MR STALLIN |
| Legal Description | #333 CALLONWOOD PH7 OPCJ442 |
| Legal Subdivision | CALLONWOOD |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20314 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 FLEMING LN, MATTHEWS, NC 28104-6887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Sep 26, 2019 |
| Deed Document Number | 20235215 |
| Deed Book / Page | 8667 / 392 |
| Prior Transfer Date | Sep 23, 2019 |
| Prior Transfer Doc | 0007474813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 8, 2023 |
| Property Address | 1038 FLEMING LN, MATTHEWS, NC 28104-6887 |
| Document Number | 0008667392 |
| Book / Page | 8667 / 392 |
| Map Reference | CAB J FILE 442 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 5215 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 391 RIDGE RD, BOONE, NC 28607-9130 |
| Name | Verified Name |
|---|---|
| Address | 1038 FLEMING LN, MATTHEWS, NC 28104-6887 |
| Document Number | 0000005216 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 5216 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,845.00 (+28%) | $564,400 (+57.92%) Land $103,800 Building $460,600 | $564,400 (+57.92%) Land $103,800 Building $460,600 |
| 2023 | $3,004.00 | $357,400 Land $62,000 Building $295,400 | $357,400 Land $62,000 Building $295,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Uniti Group DSL · Fiber in parts of the area | 100 / 20 |
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