1038 Flagler St, Durham, NC 27713 Property Records

Durham County property record for 1038 Flagler St, Durham, NC 27713

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,115 sqft · built 2020
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$333,500 (May 2020)
Tax Bill	$4,364 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0728-46-2602`

Property Details

APN / Parcel Number

Primary APN	`0728-46-2602`
Alternative APNs	`0728-46-26-0202` `223369`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,115 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1038 FLAGLER ST
City	DURHAM
State	NC
Zip	27713-8377
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDR 5.918
Legal Description	SOUTHPOINT STATION/LT#16 RECOMB PL:000202-000089
Legal Subdivision	SOUTHPOINT STATION
Legal Lot Number	16
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1008
Census Tract	2022

Owner

1038 Flagler St, a townhouse, is owned and occupied by an individual who bought it in May 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 FLAGLER ST, DURHAM, NC 27713-8377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 22, 2019	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	202018854
Deed Book / Page	8952 / 548
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 22, 2020
Property Address	1038 FLAGLER ST, DURHAM, NC 27713-8377
Document Number	0089520548
Book / Page	8952 / 548
Map Reference	MB 202 PG 89
Instrument Date	May 22, 2020
Instrument	2020018854
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$667.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4254, CHAPEL HILL, NC 27515-4254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 FLAGLER ST, DURHAM, NC 27713-8377

Mortgage

Document Number	2020018855
Date	May 22, 2020
Instrument	2020018855

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 22, 2019
Property Address	1038 FLAGLER ST, DURHAM, NC 27713-8377
Document Number	0087810454
Book / Page	008781 / 000454
Instrument Date	Oct 22, 2019
Instrument	38832
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,728.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4254 CHAPEL HILL NC 275154254, CHAPEL HILL, NC 27515-4254
Investor	Possibly a Property Investor

Mortgage

Document Number	87810456
Date	Oct 22, 2019
Book Page	008781/000456
Instrument	38833

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	87810468,
Date	Oct 22, 2019
Book Page	008781/000468
Instrument	38834

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1038 Flagler St was $4,364, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,364.00 (+2.51%)	$429,474 (-) Land $80,000 Building $349,474	$429,474 (-) Land $80,000 Building $349,474
2025	$4,257.00	$429,474 Land $80,000 Building $349,474	$429,474 Land $80,000 Building $349,474
2023	$4,150.00 (+3.62%)	$312,992 Land $59,000 Building $253,992	$312,992 Land $59,000 Building $253,992
2022	$4,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Flagler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Flagler St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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