Maricopa County property record for 1038 E Ruth Ave, Phoenix, AZ 85020 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,892 sqft Living Area |
| Lot Size | 5,947 sqft (0.136 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $187,000 (2014) |
| Tax Bill | $1,491.00 (2025) |
Source: Maricopa County records · APN 160-05-030
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1038 E RUTH AVE, PHOENIX, AZ 85020-3248 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on Record |
| Deed Sale | Sep 30, 2014 · Amount on Record |
| Prior Sale | Dec 18, 2013 · Amount on Record |
| Deed Doc Number | 20140647867 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1038 E RUTH AVE, PHOENIX, AZ 85020-3248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1038 E RUTH AVE, PHOENIX, AZ 85020-3248 |
| Document Number | 0000652690 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 20230652690 |
| Name | CREDIT UNION WEST |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, AZ 85312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1038 E RUTH AVE, PHOENIX, AZ 85020-3248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | DRIGGS TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1038 E RUTH AVE, PHOENIX, AZ 85020-3248 |
| Document Number | 0000622374 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 20190622374 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1038 E RUTH AVE, PHOENIX, AZ 85020-3248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | DRIGGS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000333296 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 20200333296 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2045 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Secondary School District | Glendale Union High School District (09 - 12) |
| Elementary School District | Washington Elementary District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,880 (+8.23%) | $408,800 (+8.23%) Land $81,700 Building $327,100 | |
| 2025 | $1,491.00 (+6.12%) | ||
| 2024 | $37,770 | $377,700 Land $75,500 Building $302,200 | |
| 2023 | $1,405.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 160-05-030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 2,692 sqft Gross Area |
| 1st Floor | 1,892 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Lot Area | 5,947 sqft (0.136 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 442 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1038 E RUTH AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85020-3248 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW NORTHTOWN |
| Legal Range | 03E |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Quarter | NW |
| Legal Quarter Quarter | SE |
| Legal Subdivision | NEW NORTHTOWN |
| Legal Lot Number | 29 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | PHOENIX |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 105200 |
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