1038 E Main St, Mankato, MN 56001 Property Records

Blue Earth County property record for 1038 E Main St, Mankato, MN 56001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,276 sqft · built 1941
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R01.09.17.151.018`

Property Details

APN / Parcel Number

Primary APN	`R01.09.17.151.018`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Basement Area	720 sqft
Finished Basement	450 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	164 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1038 E MAIN ST
City	MANKATO
State	MN
Zip	56001-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLAWN 009 001 00
Legal Range	26
Legal Township	108
Legal Section	17
Legal Subdivision	OAKLAWN
Legal Block	1
Legal Lot Number	9
Jurisdiction	BLUE EARTH MN
Township / Civil Division	MANKATO
Census Block Group	3
Census Block	3008
Census Tract	170400

Owner

1038 E Main St is owned and occupied by an individual.

Source: Blue Earth County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 E MAIN ST, MANKATO, MN 56001-4564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE CO
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	1038 E MAIN ST, MANKATO, MN 56001-4564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	584CR329
Date	Oct 22, 2020
Instrument	584CR329

Lender

Name	AMERIHOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	1038 E MAIN ST, MANKATO, MN 56001-4564
Transaction Type	Mortgage
Record Updated	Jan 1, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	576CR055
Date	Dec 2, 2019
Instrument	576CR055

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1038 E Main St was $2,542.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Mankato City
Unified School District	Mankato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00	$232,300 (-0.26%) Land $25,800 Building $206,500	$232,300 (-0.26%) Land $25,800 Building $206,500
2025		$232,900 (+2.24%) Land $25,800 Building $207,100	$232,900 (+2.24%) Land $25,800 Building $207,100
2024	$2,198.00 (-4.93%) Homeowner's exemption	$227,800 (+7.45%) Land $25,800 Building $202,000	$227,800 (+7.45%) Land $25,800 Building $202,000
2023	$2,312.00 Homeowner's exemption	$212,000 Land $25,800 Building $186,200	$212,000 Land $25,800 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mankato serves 42,803 people · EPA ID MN1070009
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile.

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