1038 E 9th St, Mountain Home, AR 72653 Property Records

Baxter County property record for 1038 E 9th St, Mountain Home, AR 72653

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,296 sqft · built 1950
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2022)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-14780-000`

Property Details

APN / Parcel Number

Primary APN	`007-14780-000`
Alternative APN	`35100`

Interior

Stories	1 Story
Building Area	4,296 sqft Total Area

Exterior

Year Built	Built 1950
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Canopy	138 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1038 E 9TH ST
City	MOUNTAIN HOME
State	AR
Zip	72653-4944
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	A PART OF THE NW1/4 SW1/4 AND PART OF THE SW1/ NW1/4 OF SECTION 10, TWP. 19 NORTH, RANGE 13 WEST BOUNDED AND DESCRIBED AS FOL
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3001
Census Tract	950100

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1800 BRENTWOOD DR, MOUNTAIN HOME, AR 72653-4267
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Mar 9, 2022	Administrator's Deed, Transfer · Line of Credit CENTURY BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	L202202771
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Recording Date	Jul 6, 2026
Property Address	1038 E 9TH ST, MOUNTAIN HOME, AR 72653-4944
Document Number	0000005923
Instrument Date	Jul 1, 2026
Instrument	20265923
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005923,
Date	Jul 6, 2026
Instrument	20265923

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	BAXTER AR
Recording Date	Mar 9, 2022
Property Address	1038 E 9TH ST, MOUNTAIN HOME, AR 72653-4944
Document Number	L202202771
Instrument Date	Feb 22, 2022
Instrument	L202202771
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	PRO LAND TITLE, PROLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1217 WILLOWBROOK RD, MOUNTAIN HOME, AR 72653-3321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1152 E 9TH ST, MOUNTAIN HOME, AR 72653-5047

Mortgage

Document Number	L202202772
Date	Mar 9, 2022
Instrument	L202202772

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00	$25,760 (-) Land $12,810 Building $12,950
2024	$1,098.00
2023	$1,098.00	$25,760 Land $12,810 Building $12,950	$128,800 Land $64,050 Building $64,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1985)
Most Recent Claim	Nov 1985 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NEXT, Powered by NAEC.

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