1038 Downing Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 1038 Downing Dr, Lodi, CA 95242

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 1,892 sqft · built 1973
Lot Size	0.192 acres (8,374 sqft)
Owner	Owner Name on File
Last Sale	$167,500 (Oct 1995)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`031-234-030-000`

Property Details

APN / Parcel Number

Primary APN	`031-234-030-000`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	1,892 sqft Total Area

Exterior

Year Built	Built 1973
Construction Type	Wood
Lot Area	8,374 sqft (0.192 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1038 DOWNING DR
City	LODI
State	CA
Zip	95242-3817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	08
Legal Description	CITY/MUNI/TWP:LODI SUBD:ROYAL CREST UNIT #2 MAP REF:MB 031 PG 23
Legal Subdivision	ROYAL CREST UNIT #2
Legal Tract	947
Legal Lot Number	75
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2001
Census Tract	4309

Owner

Source: San Joaquin County records · APN 031-234-030-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	7581 W KILE RD, LODI, CA 95242-9300

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 1995 · Amount on Record
Deed Sale	Oct 27, 1995 · Amount on Record
Prior Sale	Dec 31, 2012
Deed Document Number	0000099722
Deed Book / Page	031
Last Transfer Date	Feb 28, 2013
Transfer Doc	0000027739
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1038 DOWNING DR, LODI, CA 95242-3817
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7581 W KILE RD, LODI, CA 95242-9300

Mortgage

Document Number	0000079285
Date	Oct 05, 2023
Instrument	2023-079285

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,043.00 (+3.96%)	$279,352 (+4.04%) Land $92,075 Building $187,277
2023	$2,927.00 (+2.27%)	$268,505 Land $88,500 Building $180,005
2022	$2,862.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet.

Based on FCC filings for 599 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LODI serves 67,093 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.