Cook County property record for 1038 Division St, #T, Oak Park, IL 60302
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,988 sqft · built 1924 |
| Lot Size | 0.143 acres (6,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $799,000 (Feb 2026) |
| Tax Bill | $15,415 (2023) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-06-121-040 |
| Primary APN | 16-06-121-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 6,216 sqft (0.143 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1038 DIVISION ST |
|---|---|
| City | OAK PARK |
| State | IL |
| Zip | 60302-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 13E |
| Legal Township | 39N |
| Legal Section | 06 |
| Legal Subdivision | FIREMANSI |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | OAK PARK |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 812200 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1038 DIVISION ST, OAK PARK, IL 60302-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on Record |
| Deed Sale | Feb 3, 2026 · Amount on Record |
| Prior Sale | Sep 6, 2016 · Amount on Record |
| Deed Document Number | 202620142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 3, 2026 |
| Property Address | 1038 DIVISION ST, OAK PARK, IL 60302-1565 |
| Document Number | 0003420142 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2603420142 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | GREATER ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1038 DIVISION ST, OAK PARK, IL 60302-1565 |
| Document Number | 0003420144 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2603420144 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.35% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Oak Park Township |
| Municipality | Oak Park Village |
| Elementary School District | Oak Park Elementary School District 97 (PK - 08) |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,601 (+%) Land $9,479 Building $41,122 | $506,010 (+%) Land $94,790 Building $411,220 | |
| 2023 | $15,415.00 (+19.76%) Homeowner's exemption | $50,600 (+36.97%) Land $9,479 Building $41,121 | $506,000 (+36.97%) Land $94,790 Building $411,210 |
| 2022 | $12,872.00 Homeowner's exemption | $36,943 Land $8,236 Building $28,707 | $369,430 Land $82,360 Building $287,070 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK PARK serves 54,583 people · EPA ID IL0312250 |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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