1038 Congleton Ter, Jacksonville, FL 32205 Property Records

Duval County property record for 1038 Congleton Ter, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,030 sqft · built 1925
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Jun 2018)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079052-0000`

Property Details

APN / Parcel Number

Primary APN	`079052-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	1,213 sqft
1st Floor Area	1,030 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	179 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1038 CONGLETON TER
City	JACKSONVILLE
State	FL
Zip	32205-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	5-90 20-2S-26E CONGLETONS S/D PT BLK 76 EDGEWOOD LOT 5,N1/2 LOT 6 BLK 2
Legal Range	26E
Legal Township	02S
Legal Section	20
Legal Subdivision	CONGELTONS S/D
Legal Block	76,2
Legal Lot Number	5,6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3010
Census Tract	2501

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 CONGLETON TER, JACKSONVILLE, FL 32205-5921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 19, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Mar 10, 2005 · Amount on Record
Deed Document Number	2018144111
Deed Book / Page	18426 / 788
Prior Transfer Date	Mar 2, 2005
Prior Transfer Doc	0123401857
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1038 CONGLETON TER, JACKSONVILLE, FL 32205-5921
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 CONGLETON TER, JACKSONVILLE, FL 32205-5921

Mortgage

Document Number	0201990806
Date	Mar 28, 2022
Book Page	20199/806
Instrument	2022077842

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 19, 2018
Property Address	1038 CONGLETON TER, JACKSONVILLE, FL 32205-5921
Document Number	0184260788
Book / Page	018426 / 000788
Instrument Date	Jun 15, 2018
Instrument	144111
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1038 CONGLETON TER JACKSONVILLE FL 322055921, JACKSONVILLE, FL 32205-5921

Mortgage

Document Number	184260790
Date	Jun 19, 2018
Book Page	018426/000790
Instrument	144112

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,336 (+2.7%)	$206,220 (+1.99%) Land $85,936 Building $120,284
2025	$2,313.00 (+10.88%) Homeowner's exemption	$150,279 (+5.99%)	$202,192 (-2.45%) Land $79,350 Building $122,842
2024	$2,086.00 (+3.27%)
2023	$2,020.00 (+12.16%) Homeowner's exemption	$141,791 (+4.82%)	$207,266 (+12%) Land $86,250 Building $121,016
2022	$1,801.00 Homeowner's exemption	$135,272	$185,051 Land $72,450 Building $112,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1992–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, WiFast.

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