1038 Cima Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 1038 Cima Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 1998
Lot Size	0.132 acres (5,729 sqft)
Owner	Company Name on Record
Last Sale	$665,000 (May 2005)
Tax Bill	$12,228 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-570-10-00`

Property Details

APN / Parcel Number

Primary APN	`222-570-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,467 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	5,729 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1038 CIMA DR
City	SAN MARCOS
State	CA
Zip	92078-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 68 TR 013493
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	013493
Legal Block	4
Legal Lot Number	68
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · ARM ANCHOR FUNDING INC
Mar 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Prior Sale	Jul 31, 1998 · Amount on Record
Deed Document Number	2005411473
Last Transfer Date	Mar 13, 2020
Transfer Doc	0000151030
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171749
Date	Apr 18, 2017
Instrument	2017-0171749

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2020
Property Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306
Document Number	0000151030
Map Reference	MAP 13493
Instrument Date	Mar 13, 2020
Instrument	2020-0151030
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306

Mortgage

Document Number	0000151031
Date	Mar 24, 2020
Instrument	2020-0151031

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2020
Property Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306
Document Number	0000085893
Instrument Date	Jan 7, 2020
Instrument	85893
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 CIMA DR SAN MARCOS CA 920781306, SAN MARCOS, CA 92078-1306

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2019
Property Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306
Document Number	0000157594
Map Reference	MAP 13493
Instrument Date	Apr 22, 2019
Instrument	2019-0157594
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1038 CIMA DR, SAN MARCOS, CA 92078-1306

Mortgage

Document Number	0000157595
Date	Apr 30, 2019
Instrument	2019-0157595

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$945,414 (+2%) Land $604,213 Building $341,201
2025	$12,228.00 (+7.96%) Homeowner's exemption	$926,877 (+4.04%) Land $592,366 Building $334,511
2023	$11,326.00 (-5.32%) Homeowner's exemption	$890,886 Land $569,364 Building $321,522
2022	$11,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications.

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