Bonner County property record for 1038 Cedar St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 3,605 sqft · built 2021 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $532,000 (Feb 2026) |
| Tax Bill | $4,660 (2025) |
| Deeds & Mortgages | Mar 2006 Mortgage Jan 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0500013016BA |
| Primary APN | RPS0500013016BA |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,605 sqft Finished Area |
| 1st Floor Area | 3,605 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1038 CEDAR ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-57N-2W WEST END ADDN C BLK 13, E 71FT OF LOTS 16,17, 18 & 19 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | WEST END ADDN |
| Legal Block | 13 |
| Legal Lot Number | 16-19 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 950300 |
Source: Bonner County assessment roll, APN RPS0500013016BA, as of August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1512 NORTHSHORE DR, SANDPOINT, ID 83864-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 13, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 28, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Feb 27, 2026 | Warranty Deed, Transfer NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Deed Document Number | 20261058818 |
| Prior Transfer Date | Jun 22, 2021 |
| Prior Transfer Doc | 0000985838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1038 CEDAR ST, SANDPOINT, ID 83864-1488 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000699690 |
|---|---|
| Date | Mar 13, 2006 |
| Instrument | 699690 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2036 |
| Prepayment Penalty | 00 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1038 CEDAR ST, SANDPOINT, ID 83864-1488 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000669270 |
|---|---|
| Date | Jan 28, 2005 |
| Instrument | 669270 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 14500 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1038 CEDAR ST, SANDPOINT, ID 83864-1488 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Name | Verified Name |
|---|
| Document Number | 0000945688 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 945688 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 27, 2026 |
| Property Address | 1038 CEDAR ST, SANDPOINT, ID 83864-1488 |
| Document Number | 0001058818 |
| Map Reference | MB 1 PG 49 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 1058818 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1512 NORTHSHORE DR, SANDPOINT, ID 83864-2714 |
Source: Bonner County assessment roll as of August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942,437 (+1.44%) | $942,437 (+1.44%) | |
| 2025 | $4,660.00 (-34.99%) Homeowner's exemption | $929,037 (-14.52%) Land $231,697 Building $697,340 | $929,037 (-14.52%) Land $231,697 Building $697,340 |
| 2023 | $7,168.00 | $1,086,871 Land $214,165 Building $872,706 | $1,086,871 Land $214,165 Building $872,706 |
Source: FEMA National Flood Hazard Layer, Bonner County (16017C), as of May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 477 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mann Holdings Fixed Wireless | 250 / 50 |
| Newmax Fixed Wireless | 100 / 20 |
May also be available: Kaniksu.
Source: EPA Safe Drinking Water Information System, water system ID1090121, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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