1038 Bills Ln, Saint Johns, MI 48879 Property Records

Clinton County property record for 1038 Bills Ln, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Mar 2006)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`300-451-000-086-00`

Property Details

APN / Parcel Number

Primary APN	`300-451-000-086-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	129 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	263 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1038 BILLS LN
City	SAINT JOHNS
State	MI
Zip	48879-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEARLES ESTATES II - LOT 86 '04 SPLIT FROM 009-100-001-50 CITY OF ST JOHNS T7N R2W
Legal Subdivision	SEARLES ESTATES
Legal Lot Number	86
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	4
Census Block	4000
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Feb 29, 2008	Deed of Trust, Mortgage FIRSTBANK ST JOHNS MORTGAGE CO
Oct 17, 2008	Deed of Trust, Mortgage FIRSTBANK ST JOHNS
Feb 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 5, 2006	Deed of Trust, Mortgage FIRSTBANK ST JOHNS MORTGAGE CO
Apr 9, 2007	Deed of Trust, Mortgage FIRSTBANK ST JOHNS MORTGAGE CO
Mar 24, 2006	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK ST JOHNS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2006 · Amount on Record
Deed Sale	Mar 24, 2006 · Amount on Record
Deed Document Number	20065097438
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184

Mortgage

Document Number	0005324181
Date	Apr 19, 2022
Instrument	5324181

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005127763
Date	Feb 29, 2008
Instrument	5127763

Lender

Name	FIRSTBANK ST JOHNS MORTGAGE CO
Address	SAINT JOHNS, MI 48879

Agreement

Amount	Amount Recorded

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005136506
Date	Oct 17, 2008
Instrument	5136506

Lender

Name	FIRSTBANK ST JOHNS
Address	SAINT JOHNS, MI 48879

Agreement

Amount	Amount Recorded
Term	172 Months
Due	Feb 22, 2023

Interest

Rate	6.49%

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005197024
Date	Feb 26, 2013
Instrument	5197024

Lender

Name	FIRSTBANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2033

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005107092
Date	Oct 5, 2006
Instrument	5107092

Lender

Name	FIRSTBANK ST JOHNS MORTGAGE CO
Address	201 N CLINTON AVE, SAINT JOHNS, MI 48879

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005115294
Date	Apr 9, 2007
Instrument	5115294

Lender

Name	FIRSTBANK ST JOHNS MORTGAGE CO
Address	SAINT JOHNS, MI 48879

Agreement

Amount	Amount Recorded

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 24, 2006
Property Address	1038 BILLS LN, SAINT JOHNS, MI 48879-1184
Document Number	0005097438
Map Reference	LB10 PG13
Instrument Date	Mar 23, 2006
Instrument	5097438
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transaction

Amount	Amount Recorded
Tax	$292.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9, SAINT JOHNS, MI 48879-0009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 S MEAD ST, SAINT JOHNS, MI 48879-1924

Mortgage

Document Number	0005097439
Date	Mar 24, 2006
Instrument	5097439

Lender

Name	FIRSTBANK ST JOHNS MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,300 (+8.82%) Land $17,500 Building $152,800	$340,600 (+8.82%) Land $35,000 Building $305,600
2025	$2,701.00 (-35.4%) Homeowner's exemption	$156,500 (+12.43%) Land $15,900 Building $140,600	$313,000 (+12.43%) Land $31,800 Building $281,200
2024	$4,181.00 (+11.37%)
2023	$3,754.00 Homeowner's exemption	$139,200	$278,400
2022	$3,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet, Westphalia Broadband.

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